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4514 Bright Rd, Charlotte, NC, 28214

3beds
2baths
1,859sqft
$480,000
$258price/sqft
$3,065/moest. monthly cost
$122,600/yrincome needed

About This Home

Welcome to 4514 Bright Road, a beautifully maintained 3-bedroom, 2-bath home with a flex room and covered outdoor living space in the highly sought-after Vineyards on Lake Wylie. This move-in ready home stands out with thoughtful custom improvements, smart-home features, and exceptional attention to detail throughout. The open floor plan offers flexible living with a dedicated office/flex room featuring custom built-ins, a stylish kitchen with ceiling-height cabinetry, designer lighting, updated fixtures, and convenient storage solutions, plus a spacious primary suite designed for comfort. Professionally painted throughout, the home also features smart lighting and switches, Cat5e wiring, integrated security, custom closet systems, and built-in organization that make everyday living easier. Step outside to your private backyard retreat complete with a fully fenced yard, expanded stamped concrete patio, roll-down shade, privacy wall, irrigation system, mature landscaping, and outdoor lighting—creating the perfect space for relaxing or entertaining year-round. Beyond the home, enjoy a lifestyle that feels like a private resort. The Vineyards on Lake Wylie offers two pools, a clubhouse, fitness center, walking trails, playground, dog park, pickleball and bocce courts, a sports complex, and Lake Wylie access with a boat ramp, dock, and storage for kayaks and paddleboards. Conveniently located just minutes from the River District, historic downtown Belmont, Charlotte Douglas International Airport, and Uptown Charlotte, this home offers the perfect blend of modern convenience, outdoor recreation, and community living.

Getting Around

0
WalkingCar-Dependent
5
TransitMinimal Transit
6
BikeSomewhat Bikeable

Schools

6/10
2/10
West Mecklenburg HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone

Other

  • Builder name: Meritage Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Flooring: Carpet,Tile,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,859

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,859
  • Total interior livable area: 1,859 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 11307543
  • Zoning: MX-2(INNOV)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Patio,Rear Porch
  • Fencing: Back Yard,Fenced
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip – Community,Paddlesport Launch Site - Community
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 0.16 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$177$2,124
Property Taxes $261$3,132
Electricity $200$2,405
Total$3,065$36,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,085/yr
40% on housing$91,950/yr
45% on housing$81,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$158
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$480,000
2026-07-02Listed for sale$490,000
2021-12-29Sold$386,220

For Sale by Agent

AgentAdrienne Priest
BrokerageHelen Adams Realty

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