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1275 Cypress Creek Rd, Kerrville, TX, 78028

--beds
--baths
3,150sqft
$3,999,999
$1,270price/sqft
$23,411/moest. monthly cost
$936,440/yrincome needed

About This Home

Nestled just beyond the city limits of Kerrville, this sprawling 138-acre ranch is a unique blend of historic charm and modern luxury. The property boasts a newly constructed, state-of-the-art luxury steel-frame home that exudes contemporary elegance and functionality. There is a large outdoor entertainment area, with a double negative edge pool, overlooking a lake. Perfectly complementing this modern residence are two additional homes steeped in history. One is a large, character-filled home expanded from an original historic rock cabin, brimming with potential for a remarkable restoration. The second is an older home with endless opportunities to be transformed back to its former glory. A truly captivating feature of this ranch is the spring-fed Third Creek, which winds gracefully through the property. This year-round water source not only adds to the serene beauty of the land but also serves as a natural division, creating two expansive grass pastures ideal for grazing livestock and horses. With its fertile soil and abundant water supply, the ranch is well-suited for agricultural pursuits, equestrian enthusiasts, or would make a great residential development or an outstanding w

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
5/10
Peterson Middle SchoolGrades 6-80.7 mi
5/10
Tivy High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Construction materials: Rock,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hill Country
  • Property subType: Farm/Ranch

Interior

Interior Area

  • Total structure area: 3,150
  • Total interior livable area: 3,150 sqft

Property

Details

  • Parcel number: 17092
  • Zoning: Residential
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced,Perimeter
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Creek,Pond,Waterfront
  • Topography of land: Gently Rolling
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 138 Acres
  • Features: Ag Exempt,Views,Flood Plain,Horse Property,Hunting Permitted,Farm

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,226$242,712
Home Insurance *$2,634$31,608
Property Taxes $206$2,472
Electricity $345$4,150
Total$23,411$280,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$802,662/yr
40% on housing$702,330/yr
45% on housing$624,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,270This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$286
Kerr County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-28Listed for sale$3,999,999

New Construction

AgentGuy Allcorn
BrokerageCompass RE Texas, LLC

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