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606 County Road 478, Centre, AL, 35960

2beds
2baths
850sqft
$498,000
$586price/sqft
$3,214/moest. monthly cost
$128,560/yrincome needed

About This Home

Escape to the peaceful beauty of Weiss Lake w/ this charming newly constructed waterfront home on 4.72+/- acres in Centre, AL. This cozy 2-bed 2-bath retreat blends rustic wood accents w/ modern comfort creating the perfect full-time residence, getaway, or vacation escape. Relax on the spacious screened porch overlooking the gentle slope to the water, where you can enjoy morning coffee, evening sunsets, & the serenity of lake life. A gated entrance & gravel drive provide privacy, while the storage building offers extra space for tools, lake gear or hobbies. Conveniently located just a short drive from Cave Springs & Rome, GA. Want to unwind? This is the place! (HVAC-mini splits)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Cedar Bluff High SchoolGrades PK-129.0 mi
6/10
Gaylesville High SchoolGrades PK-129.8 mi
6/10
Centre Middle SchoolGrades 5-810.4 mi

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Smooth Ceiling,LVP Flooring
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Fireplace features: None

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Other

Interior Area

  • Total interior livable area: 850 sqft

Kitchen

  • Features: Granite Counters,LVP
  • Level: First
  • Area: 121

Living Room

  • Features: Ceiling Fan(s),LVP
  • Level: First
  • Area: 88

Master Bedroom

  • Features: Ceiling Fan(s),Smooth Ceiling,LVP
  • Level: First
  • Area: 320

Property

Details

  • Parcel number: 1205220000022.000

Features

  • Patio & porch: Covered,Covered Porch,Front Porch,Screened
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront,Lake/Pond
  • Waterbody name: Weiss Lake

Lot

  • Lot size: 4.72 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached Carport,Driveway-Gravel
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$324$3,888
Property Taxes $132$1,584
Electricity $240$2,881
Total$3,214$38,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,194/yr
40% on housing$96,420/yr
45% on housing$85,706/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 35960$189
Cherokee County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 35960
Cherokee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$498,000

For Sale by Agent

AgentCathy Griffeth
BrokerageLakeWeissAlabama.com

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