28099 Fm 2670, Killeen, TX, 76549
About This Home
Experience the perfect blend of modern comfort and wide-open space in this stunning 3-bedroom, 2.5-bathroom ranch-style home. Built in 2020 and beautifully maintained, this 2,050-square-foot residence sits on a gorgeous 1.47-acre lot near Maxdale. Located just outside the city limits, it offers a peaceful country lifestyle with no HOA. Designed for effortless living, the main floor features an expansive open-concept living, dining, and kitchen area highlighted by soaring high ceilings and durable laminate flooring. The chef’s kitchen is equipped with premium granite countertops, a large center island, a breakfast bar, and custom cabinetry. Retreat to the private primary suite on the main level, which boasts a generous walk-in closet arrangement, a large vanity, a soaking tub, and a separate shower. Upstairs, you will find two additional bright and spacious bedrooms. Step outside to your own private paradise. Relax on the covered back porch overlooking a scenic greenbelt, or beat the heat in the beautiful, in-ground swimming pool. The entire pool area is enclosed by a premium rock wall for ultimate privacy and features a built-in outdoor kitchen, making it the ultimate setup for weekend barbecues and gatherings. The property offers unparalleled versatility without sacrificing style. The main house features an attached, oversized 2-car garage with high ceilings, a 20-foot door, and climate control (heating/insulation). Tucked neatly on the acreage, you will also find a 1,200 sq. ft. detached building that offers incredible potential. Fully insulated, heated, and cooled with its own separate septic system, this flexible space features a full bathroom, a kitchenette, and dedicated washer and dryer hookups—making it instantly ready for a guest house, multi-generational living, or an upscale home business. Additionally, a dedicated 12×40 foot concrete slab with separate RV hookups makes storing a camper or boat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Foam Insulation,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Exhaust Fan,Electric Range,Electric Water Heater,Disposal,Oven,Water Heater,Some Electric Appliances,Built-In Oven,Cooktop,Microwave
- Laundry features: Electric Dryer Hookup,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,High Ceilings,Primary Downstairs,Multiple Living Areas,Main Level Primary,Open Floorplan,Pull Down Attic Stairs,Recessed Lighting,Smart Thermostat,Tub Shower,Breakfast Area,Custom Cabinets,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Pantry
- Flooring: Luxury Vinyl Plank
- Fireplace features: None,Outside
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Multiple Heating Units
- Cooling features: Central Air,Electric,Heat Pump,3+ Units
Interior Area
- Total interior livable area: 2,100 sqft
Workshop
- Level: Main
Property
Details
- Parcel number: 496449
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Fiberglass,In Ground,Private
- Patio & porch: Balcony,Covered,Patio
- Exterior features: Balcony,Covered Patio,Outdoor Kitchen
- Spa features: Bath,None
- Fencing: Back Yard,Full
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterbody name: Water View
Lot
- Lot size: 1.47 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,475 | $53,700 |
| Home Insurance * | $734 | $8,808 |
| Property Taxes | $815 | $9,780 |
| Electricity | $238 | $2,859 |
| Total | $6,262 | $75,144 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $885,000 |
| 2026-05-17 | Listed for sale | $895,000 |
| 2026-05-01 | Listing removed | $975,300 |
| 2026-03-12 | Listed for sale | $975,300 |
| 2026-01-07 | Listing removed | $1,287,500 |
| 2025-10-06 | Listed for sale | $1,287,500 |
View on Zillow