




7468 Mossy Ridge Ln, Temple, TX, 76502
About This Home
0.3 mi to Crossroads Park & pickleball courts • Near Pepper Creek Trail, Lake Belton Middle School & Tarver Elementary • Cul-de-sac lot with oversized backyard Built in 2022, this 4-bedroom, 2.5-bath home sits on a cul-de-sac lot in West Temple with convenient proximity to Crossroads Park (approx. 0.3 mi), pickleball courts, Pepper Creek Trail, Lake Belton Middle School, and Tarver Elementary. The oversized backyard offers extended depth with space for a future pool, sports setup, or outdoor entertaining. Covered front and back porches provide additional outdoor living areas. The interior features an open living, dining, and kitchen layout designed for everyday use and gatherings, with natural light throughout and direct access to the backyard. The kitchen includes granite countertops, a large center island, and oven and microwave appliances. Flooring includes tile in main areas and carpet in bedrooms and upstairs spaces. All four bedrooms are located on the second level, with a convenient half bath on the main floor for guests. Additional features include a 2-car garage and newer construction completed in 2022. Located near the West Adams Avenue corridor, it is 6.3 miles to Belton Lake, 6.2 miles to HEB, .5 miles to dining, and daily retail. Combination of location, outdoor space, and layout supports a range of living and entertaining needs.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick,Masonry,Stone Veneer,Vinyl Siding
Other
- Builder name: Omega Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Oven,Water Heater,Some Electric Appliances,Cooktop,Microwave
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- All Bedrooms Up,Breakfast Bar,Ceiling Fan(s),Double Vanity,High Ceilings,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Tub Shower,Upper Level Primary,Walk-In Closet(s),Breakfast Area,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
- Flooring: Carpet,Tile
- Fireplace features: None
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,1 Unit
Interior Area
- Total interior livable area: 2,288 sqft
Property
Details
- Parcel number: 500178
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Covered Patio,Porch
- Spa features: None
- Fencing: Back Yard,Privacy,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 10,532 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,693 | $20,316 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $432 | $5,184 |
| Electricity | $251 | $3,014 |
| Total | $2,592 | $31,104 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $335,000 |
| 2026-03-19 | Listed for sale | $349,000 |
