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1860 Upper Mill Creek Rd, Noel, MO, 64854

4beds
3baths
2,836sqft
$625,000
$220price/sqft
$3,997/moest. monthly cost
$159,880/yrincome needed

About This Home

Welcome to peaceful country living at 1860 Upper Mill Creek Rd! Located just 25 minutes from the Bentonville Square and all the conveniences of town, this stunning modern farmhouse offers the perfect blend of comfort, charm, and space. Situated on 2 beautiful acres, the property features a spacious 50x48 shop, outdoor sprinkler system, and plenty of room for kids, pets, and outdoor enjoyment. Inside, you’ll find 4 bedrooms and 2.5 bathrooms with wood laminate flooring, tile throughout, and carpet in the bonus room. Large front and back porches provide the perfect place to relax and take in the quiet surroundings. Whether you’re looking for a family home, hobby farm potential, or simply room to spread out, this property offers endless possibilities. An additional 395 acres and working farm are also available. Experience the tranquility of country life without sacrificing convenience!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Noel Elementary SchoolGrades 3-83.9 mi
3/10
--
Noel Primary SchoolGrades PK-26.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Brick,Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Disposal,Propane Cooktop,Propane Water Heater,Range Hood,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: Main
  • Dimensions: 5'5x12'2

Bedroom

  • Level: Main
  • Dimensions: 12'4x12

Bedroom

  • Level: Main
  • Dimensions: 12'2x12'6

Bedroom

  • Level: Main
  • Dimensions: 12'7x13'8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 12'2x12

Dining Room

  • Level: Main
  • Dimensions: 12x12'2

Eat In Kitchen

  • Level: Main
  • Dimensions: 13'8x28

Features

  • Attic,Granite Counters,Pantry,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Simulated Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 22x18'8

Half Bath

  • Level: Main
  • Dimensions: 8x3'4

Heating & Cooling

  • Heating features: Central,Electric,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,836
  • Total interior livable area: 2,836 sqft

Living Room

  • Level: Main
  • Dimensions: 16'10x19

Primary Bathroom

  • Level: Main
  • Dimensions: 8'10x14

Primary Bedroom

  • Level: Main
  • Dimensions: 16'4x15

Utility Room

  • Level: Main
  • Dimensions: 8x8'10

Property

Details

  • Parcel number: 169.029000000001.002
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 2 Acres
  • Features: Cleared,Level,Outside City Limits

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Aggregate,Driveway,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$439$5,268
Property Taxes $182$2,184
Electricity $216$2,598
Total$3,997$47,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,040/yr
40% on housing$119,910/yr
45% on housing$106,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 64854$140
McDonald County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 64854
McDonald County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$625,000

For Sale by Agent

AgentDuane Wright
BrokerageCollier & Associates- Rogers Branch

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