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29 Beach Road, Naples, ME, 04055

2beds
2baths
1,885sqft
$799,000
$424price/sqft
$5,187/moest. monthly cost
$207,480/yrincome needed

About This Home

Enjoy the best of Maine waterfront living at this meticulously maintained home on Sebago Cove, offering 91 feet of private water frontage, a private dock, and direct boating access to Sebago Lake. Situated on an oversized lot, this 1996 built home is perfectly positioned for both personal enjoyment and investment potential. Inside, you'll find a thoughtfully designed floor plan featuring two bedrooms, a finished basement, and a versatile second floor loft area that provides additional space for guests, recreation, or a home office. Relax with your morning coffee or unwind after a day on the water in the screened porch, the perfect setting for warm summer evenings overlooking the cove. The home is being sold fully furnished, making for an effortless transition to your own waterfront retreat. With an established rental history, this property offers excellent income producing potential. Recent improvements completed within the last year include a new four bedroom septic system and a new drilled well, providing added value and peace of mind for years to come. Residents on this road can join the Sebago Pine Property Owners Association to utilize deeded access to two shared beaches with a private boat launch. Conveniently located with easy access to the Naples Causeway, local dining, shopping, and attractions, this exceptional waterfront property is ready to be enjoyed from day one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Songo Locks SchoolGrades PK-22.6 mi
3/10
4/10
Lake Region High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Doghouse,Interior Entry,Walk-Out Access,Finished,Full

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 1st Floor Primary Bedroom w/Bath
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 625
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,885
  • Total interior livable area: 1,885 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: NAPLMU29AL0050
  • Zoning: Res Growth

Features

  • Patio & porch: Screened
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Sebago Cove
  • Frontage length: Waterfrontage: 91,Waterfrontage Owned: 91

Lot

  • Lot size: 1.08 Acres
  • Features: Open Lot,Rolling Slope

Parking

  • Parking features: Gravel,5 - 10 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance $279$3,348
Property Taxes $594$7,128
Electricity $274$3,288
Total$5,187$62,244

Income You'd Need if You Spent...

35% on housing$177,840/yr
40% on housing$155,610/yr
45% on housing$138,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 04055$342
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04055$310
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$780,000
2026-06-26Listed for sale$799,000
2025-07-02Sold$675,000

For Sale by Agent

AgentAlyssa Bouthot
BrokeragePortside Real Estate Group

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