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636 Wallingford Rd #1B, Bel Air, MD, 21014

2beds
2baths
1,302sqft
$389,000
$299price/sqft
$2,638/moest. monthly cost
$105,520/yrincome needed

About This Home

This thoughtfully designed 2 Bedroom and 2 Full Bathroom first-floor condo in the highly desirable Overlook at Gateway community offers easy, accessible living while backing directly to the scenic Ma & Pa Heritage Trail. Located in a secure building with controlled access, this home includes a private garage parking space with direct building access. You’ll never have to worry about snow cleanup on your car or exterior areas. The bright, open-concept layout features 9-foot ceilings, elegant crown molding throughout, durable LVP flooring, and consistently low electric bills. The well-appointed kitchen includes 42" maple cabinets with soft-close hardware, under-cabinet lighting, stainless steel appliances, beautiful quartz countertops, and a stylish subway tile backsplash. The living area flows seamlessly to a private patio through an upgraded Andersen storm door with a built-in screen. The owner’s suite offers a generous walk-in closet and an upgraded primary bath designed with accessibility in mind: it features a low-curb shower pan with a built-in bench, grab rails in the shower and bathroom, an enhanced shower head, and a full tile-to-ceiling enclosure. The unit also includes audible fire alarms for added safety and peace of mind. Additional conveniences include in-unit laundry, neutral paint throughout, and custom blinds. A fire sprinkler system provides further security. Building amenities include a secure mailroom and double elevators. Just steps from your new unit, there is a well-equipped exercise room, and clubhouse ideal for larger gatherings. This home is part of a well-maintained 55+ community where water is included in the HOA fee, making ownership simple and low-maintenance. Enjoy convenient access to walking trails, shopping, dining, and everyday amenities in this desirable location.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10
Bel Air Middle SchoolGrades 6-81.0 mi
5/10
Bel Air High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,302

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,302 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Accessible Elevator Installed,Grip-Accessible Features,Accessible Entrance,No Stairs

Details

  • Parcel number: 1303400993
  • Attached to another structure: Yes
  • Zoning: MI
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Inside Entrance,Underground,Garage Faces Side,Parking Space Conveys,Attached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$118$1,416
Property Taxes $273$3,276
Electricity $281$3,374
Total$2,638$31,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,445/yr
40% on housing$79,140/yr
45% on housing$70,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 21014$174
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21014$218
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$369,000
2026-06-09Price change$389,000
2026-05-27Listed for sale$397,900
2021-02-08Listing removed--
2020-12-30Pending sale$285,900

For Sale by Agent

AgentLuke Golueke
BrokerageBoyle & Kahoe Real Estate

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