




4190 W Fm 243, Bertram, TX, 78605
About This Home
Nestled on a beautifully maintained 2.27-acre lot, this property features a cleared landscape accented by mature oak trees and partially pipe-fenced boundaries. Completed construction is a stunning, metal-custom-designed 3,200 sq ft main residence, offering 4 bedrooms, 3.5 baths, spacious living areas, and a versatile study/media/flex room. An additional 750 sq ft guest suite is attached to the 30x25 garage and includes 1 bedroom, 1 bathroom, a kitchenette (cabinets and countertop space-no appliances) , living area, and laundry room—perfect for extended family or guests. Also has a covered carport between the house and the main garage that will accommodate an RV. Enjoy over 1,600 sq ft of covered patio space, ideal for outdoor living and entertaining. A private well and septic system are installed, and a massive concrete driveway and metal landscaping were completed in May 2025. The home is move-in ready. Light deed restrictions allow for chickens, horses, RVs, and the potential for additional outbuildings. For more details or to schedule a private showing, please contact the listing agent. All plans and square footage are approximate and provided by the builder/owner. Buyers and their agents should verify all information, including deed restrictions and measurements.
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Metal
Other
- Builder name: Holman Services
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range
Bathroom
- Level: Second
Bathroom
- Level: Main
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Main
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- 2 Primary Baths,2 Primary Suites,Ceiling Fan(s),Cathedral Ceiling(s),Quartz Counters,Double Vanity,Entrance Foyer,French Doors,In-Law Floorplan,Interior Steps,Multiple Dining Areas,Multiple Living Areas,Open Floorplan,Primary Bedroom on Main,Soaking Tub,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Other,Central Air,Multi Units
Interior Area
- Total interior livable area: 3,950 sqft
Kitchen
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 122493
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered
- Exterior features: See Remarks
- Fencing: Pipe
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: None
Lot
- Lot size: 2.27 Acres
- Features: Private,Trees-Large (Over 40 Ft)
Parking
- Total spaces: 2
- Parking features: Carport,Concrete,Garage,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,045 | $48,540 |
| Home Insurance * | $472 | $5,664 |
| Property Taxes | $881 | $10,572 |
| Electricity | $433 | $5,204 |
| Total | $5,831 | $69,972 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Listed for sale | $799,999 |
| 2025-12-29 | Listing removed | $799,999 |
| 2025-10-27 | Price change | $799,999 |
| 2025-09-17 | Price change | $829,000 |
| 2025-08-28 | Listed for sale | $848,000 |
| 2025-08-21 | Contingent | $848,000 |
| 2025-08-13 | Price change | $848,000 |
| 2025-07-30 | Price change | $899,999 |
| 2025-06-03 | Listed for sale | $939,000 |
