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4190 W Fm 243, Bertram, TX, 78605

5beds
5baths
3,950sqft
$799,999
$203price/sqft
$5,831/moest. monthly cost
$233,240/yrincome needed

About This Home

Nestled on a beautifully maintained 2.27-acre lot, this property features a cleared landscape accented by mature oak trees and partially pipe-fenced boundaries. Completed construction is a stunning, metal-custom-designed 3,200 sq ft main residence, offering 4 bedrooms, 3.5 baths, spacious living areas, and a versatile study/media/flex room. An additional 750 sq ft guest suite is attached to the 30x25 garage and includes 1 bedroom, 1 bathroom, a kitchenette (cabinets and countertop space-no appliances) , living area, and laundry room—perfect for extended family or guests. Also has a covered carport between the house and the main garage that will accommodate an RV. Enjoy over 1,600 sq ft of covered patio space, ideal for outdoor living and entertaining. A private well and septic system are installed, and a massive concrete driveway and metal landscaping were completed in May 2025. The home is move-in ready. Light deed restrictions allow for chickens, horses, RVs, and the potential for additional outbuildings. For more details or to schedule a private showing, please contact the listing agent. All plans and square footage are approximate and provided by the builder/owner. Buyers and their agents should verify all information, including deed restrictions and measurements.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Bertram Elementary SchoolGrades PK-53.8 mi
4/10
Burnet Middle SchoolGrades 6-88.3 mi
6/10
Burnet High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal

Other

  • Builder name: Holman Services

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range

Bathroom

  • Level: Second

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • 2 Primary Baths,2 Primary Suites,Ceiling Fan(s),Cathedral Ceiling(s),Quartz Counters,Double Vanity,Entrance Foyer,French Doors,In-Law Floorplan,Interior Steps,Multiple Dining Areas,Multiple Living Areas,Open Floorplan,Primary Bedroom on Main,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other,Central Air,Multi Units

Interior Area

  • Total interior livable area: 3,950 sqft

Kitchen

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 122493
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: See Remarks
  • Fencing: Pipe
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 2.27 Acres
  • Features: Private,Trees-Large (Over 40 Ft)

Parking

  • Total spaces: 2
  • Parking features: Carport,Concrete,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$472$5,664
Property Taxes $881$10,572
Electricity $433$5,204
Total$5,831$69,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,920/yr
40% on housing$174,930/yr
45% on housing$155,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 78605$283
Burnet County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 78605
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Listed for sale$799,999
2025-12-29Listing removed$799,999
2025-10-27Price change$799,999
2025-09-17Price change$829,000
2025-08-28Listed for sale$848,000
2025-08-21Contingent$848,000
2025-08-13Price change$848,000
2025-07-30Price change$899,999
2025-06-03Listed for sale$939,000

New Construction

AgentLyndsay Blasienz
BrokerageCashmere Realty Group

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