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864 Thompson Cres #44, Rockville, MD, 20852

3beds
4baths
2,349sqft
$799,000
$340price/sqft
$5,464/moest. monthly cost
$218,560/yrincome needed

About This Home

Rarely available end-unit! Built in 2021, this Granger model—the largest floor plan in Chapman Row—offers four finished levels of modern living. The entry level includes a one-car garage with EV charger + one driveway spot, and flexible office/rec space. The main level features an open layout with abundant light, large dining area, living room with balcony and decorative fireplace with mantle above, half bath, and a gourmet kitchen with gray quartz counters, stainless steel appliances, tiled backsplash, and center island with seating. Upstairs are two bedrooms with en-suite baths, including a primary suite with double vanity and glass shower. The top level boasts a loft with wet bar, mounted TV and soundbar, third bedroom, third full bath, and access to the private roof deck. Additional features include Schlage smart lock technology, garage door MyQ capabilities, plus entry level and outdoor lighting with Leviton app capabilities. The community also has a bosque area with outdoor seating––great for community gatherings. Ideally located just minutes from the Twinbrook Metro, nearby Pike & Rose, Strathmore, Pike Central Farm Market, Target, and the recently opened Wegmans. Please note: Square footage is estimated and calculated by an independent third party; information is deemed accurate but not guaranteed. Special financing options are available through Atlantic Union Bank. This property qualifies for 100% financing without PMI as a primary residence with qualifying credit scores. Reach out for further details

Getting Around

78
WalkingVery Walkable
65
TransitGood Transit
60
BikeBikeable

Schools

10/10
8/10
Tilden Middle SchoolGrades 6-81.4 mi
9/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Walk-In Shower,Bathroom - Tub Shower,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Recessed Lighting
  • Window features: Window Treatments
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,349

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,349
  • Total interior livable area: 2,349 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160403852833
  • Zoning: NA
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$209$2,508
Property Taxes $916$10,992
Electricity $299$3,591
Total$5,464$65,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,337/yr
40% on housing$163,920/yr
45% on housing$145,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 20852$267
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20852$347
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$825,000
2026-04-07Price change$835,000
2026-01-06Price change$849,000
2025-10-06Listed for sale$869,900
2021-06-11Sold$790,000

For Sale by Agent

AgentKira Epstein Begal
BrokerageWashington Fine Properties, LLC

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