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221 Coyote Trl, Harper, TX, 78631

2beds
2baths
1,548sqft
$625,000
$404price/sqft
$4,458/moest. monthly cost
$178,320/yrincome needed

About This Home

Escape to your own private retreat on 21 immaculately maintained acres, where comfort meets country living. This inviting 2-bedroom, 2-bath home offers cozy charm with a wood-burning stove, beautiful granite countertops, and an expansive front porch perfect for relaxing evenings while watching deer wander through the property. The ranch is thoughtfully equipped with a 1200 sq. ft. metal barn features three roll-up doors, a full bathroom, and ample space for tools, equipment, and recreational toys. Attached to the barn is a comfortable 1-bedroom, 1-bath guest quarters — ideal for extended family, visitors, or potential rental opportunities. Additionally, a newly placed 512 sq. ft. wood-frame building awaits your custom finish-out, offering flexibility for additional living space, a studio, office, or hobby room. Accessed through a secure electronic gate, the property welcomes you with a scenic, all-weather driveway leading to the home. The land showcases level to gently rolling terrain, dotted with mature oak and cedar trees that provide excellent habitat for abundant wildlife, including whitetail deer, turkey, and hogs. Meticulously cared for and move-in ready, this property is a rare opportunity to own the ideal weekend escape or a peaceful full-time residence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
Harper Elementary SchoolGrades PK-412.2 mi
6/10
Harper Middle SchoolGrades 5-812.2 mi
7/10
Harper High SchoolGrades 9-1212.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hill Country Style,Ranch
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Washer-Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s),Guest Quarters
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,548
  • Total interior livable area: 1,548 sqft

Property

Details

  • Parcel number: 19147
  • Zoning: None

Features

  • Levels: One
  • Patio & porch: Deck/Patio
  • Waterfront features: None
  • Topography of land: Level
  • Residential vegetation: Wooded
  • Living area range: 1200-1399

Lot

  • Lot size: 21.06 Acres
  • Features: Outside City(w/Acrg)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Wildfire
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$664$7,968
Property Taxes $396$4,752
Electricity $238$2,859
Total$4,458$53,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,845/yr
40% on housing$133,740/yr
45% on housing$118,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 14.2%
14.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 78631$210
Kimble County$610

vs Homes Sold Last Month

Median $/sqft

ZIP 78631
Kimble County$694

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$695,000
2026-02-26Listed for sale$725,000
2025-08-14Listing removed$750,000
2025-06-21Listed for sale$750,000
2023-11-13Listing removed--
2023-08-21Listed for sale$350,000
2020-07-22Sold--

For Sale by Agent

AgentScott Frantzen
BrokerageeXp Realty-Absolute Charm Real Estate Group

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