19536 Cosmos St, Hagerstown, MD, 21742
About This Home
Experience effortless luxury in this beautifully upgraded, move-in-ready villa, offering sophisticated style, premium finishes, and low-maintenance living. Designed with an open-concept floor plan, this exceptional home features 9-foot ceilings, luxury vinyl plank flooring throughout the main living areas, and abundant recessed lighting, creating a bright and elegant atmosphere. Why wait to build when this thoughtfully enhanced home is ready to enjoy now? Owner upgrades include a custom three-season sunroom, a decorative concrete patio, sun tunnels with solar nightlights, and a security system. The spacious layout includes two bedrooms and two full baths, highlighted by an oversized primary suite and generous storage with multiple oversized, deep closets, as well as a separate laundry room. Bright, airy living spaces and ceiling fans in the great room, sunroom, and both bedrooms provide year-round comfort. The custom three-season sunroom overlooks one of the largest lots in the neighborhood and features a spacious, white vinyl-fenced backyard that is perfect for pets, entertaining, or relaxing in privacy. Step outside to the beautifully finished decorative concrete patio, creating the ideal outdoor living space for morning coffee or evening gatherings. A well-appointed mudroom with a built-in bench, upper and lower cubbies, and coat hooks adds everyday convenience just inside the attached two-car garage. Situated on one of the community’s premier homesites, this exceptional villa offers the perfect combination of luxury, comfort, and convenience. Every upgrade has already been completed—simply move in and enjoy the lifestyle you’ve been waiting for.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Frame,Vinyl Siding,Stone
Other
- Builder model: FINCH II
- Builder name: DRB Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Villa,Ranch/Rambler,Carriage House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stainless Steel Appliance(s),Microwave,Oven/Range - Gas,Disposal,Electric Water Heater,Instant Hot Water,Tankless Water Heater
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Family Room
- Level: Main
Features
- Pantry,Walk-In Closet(s),Combination Kitchen/Living,Family Room Off Kitchen,Entry Level Bedroom,Kitchen Island,Breakfast Area,9'+ Ceilings,Dry Wall
- Window features: Low Emissivity Windows,Screens
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,819
Heating & Cooling
- Heating features: Forced Air,Programmable Thermostat,Natural Gas
- Cooling features: Heat Pump,Programmable Thermostat,Electric
Interior Area
- Total structure area: 1,819
- Total interior livable area: 1,819 sqft
Kitchen
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2218066498
- Attached to another structure: Yes
- Zoning: RS
- Special condition: Standard
- Exclusions: Washer / Dryer
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,996 | $23,952 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $340 | $4,080 |
| Electricity | $281 | $3,374 |
| Total | $2,772 | $33,264 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Pending sale | $394,900 |
| 2026-07-02 | Price change | $394,900 |
| 2026-05-28 | Listed for sale | $399,900 |
| 2023-05-26 | Sold | $388,409 |
| 2023-04-21 | Pending sale | $388,409 |
| 2023-01-16 | Listed for sale | $388,409 |
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