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417 Timber Valley Trl, Fenton, MO, 63026

3beds
2baths
1,417sqft
$365,000
$258price/sqft
$2,442/moest. monthly cost
$97,680/yrincome needed

About This Home

Welcome to this beautifully maintained ranch in the sought after Winding Bluffs community! Built in 2020, this move in ready home offers the perfect blend of modern finishes and comfortable living. The open floor plan features 9 foot ceilings, luxury vinyl plank flooring throughout the main living areas, and an expanded great room and dining area thanks to the popular Aspen floor plan extension. The kitchen is designed for everyday living and entertaining with a large breakfast bar, solid surface countertops, tile backsplash, stainless steel appliances, walk in pantry, and a main floor laundry off the garage. The spacious primary suite includes a walk in closet and private bath with a marble surround shower, while two additional bedrooms and main floor laundry add everyday convenience. The walk out lower level is ready for your finishing touches and is already roughed in for a full bath. Enjoy peaceful views from the composite deck overlooking common ground. Winding Bluffs amenities include walking trails, stocked ponds, a dog park, playground, and pickleball courts.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Ridgewood Middle SchoolGrades 6-82.2 mi
5/10
Fox Sr. High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Other

  • Builder name: Mcbride

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Electric Oven,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Features

  • Breakfast Bar,High Ceilings,Kitchen/Dining Room Combo,Pantry,Shower,Solid Surface Countertop(s)
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,417

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 368
  • Dimensions: 23x16

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,417
  • Total interior livable area: 1,417 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Laundry

  • Level: Main

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 022.010.01003017.03
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch,Patio
  • Fencing: Other
  • Has view: Yes

Lot

  • Lot size: 7,840 sqft
  • Features: Adjoins Common Ground,Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Enclosed,Garage,Garage Door Opener,Garage Faces Front,Off Street,On Site,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$213$2,556
Property Taxes $243$2,916
Electricity $141$1,693
Total$2,442$29,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,725/yr
40% on housing$73,260/yr
45% on housing$65,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 63026$175
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63026$194
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$365,000
2026-08-02Listed for sale$365,000
2026-07-24Contingent$365,000
2026-07-22Price change$365,000
2026-07-07Listed for sale$375,000
2023-06-20Sold--
2023-05-20Pending sale$345,000
2023-05-16Listed for sale$345,000

For Sale by Agent

AgentLoreli A Escalante
BrokerageKeller Williams Realty St. Louis

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