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1423 Ocaso Dr, Laredo, TX, 78045

5beds
4baths
2,637sqft
$409,000
$155price/sqft
$2,794/moest. monthly cost
$111,760/yrincome needed

About This Home

Beautiful Custom Home in Puerta Del Sol Subdivision.This Home has 5 Bedrooms, 3 Full Bathrooms, Half Bathroom, Loft Area, Office and 2 Car Garage. 2,637 Living Area and 4,950 Lot Size. The Home has Tile and Carpet throughout, Grantie Countertops, Large Master Bedroom with his and hers closet, Walk in Closets, Mud Room, Custom Blinds, Filtration System, Foam Insulation and Sprinkler System in the Front. Appliances to Convey Kitchen Aid Double Oven, 5 Burner Cooktop, Samsung Build in Microwave and Dishwasher.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
8/10
Elias Herrera MiddleGrades 6-82.4 mi
7/10
United High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition Shingle,1-5 Years
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Double Oven,Tankless Water Heater
  • Laundry features: Washer and Dryer Hookups

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,637
  • Total interior livable area: 2,637 sqft

Kitchen

  • Features: Kitchen Island,Granite Counters

Property

Details

  • Parcel number: 619107

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear
  • Fencing: Fenced,Wood,Masonry
  • Topography of land: Level

Lot

  • Lot size: 4,950 sqft
  • Features: Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,No Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$240$2,880
Property Taxes $197$2,364
Electricity $289$3,474
Total$2,794$33,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,794/yr
40% on housing$83,820/yr
45% on housing$74,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 78045$150
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78045$165
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-08Price change$409,000
2025-06-18Price change$419,990
2025-04-08Listed for sale$439,990
2025-04-01Listing removed$439,990
2025-03-06Price change$439,990
2024-11-26Price change$459,990
2024-04-09Listed for sale$469,900

For Sale by Agent

AgentCorky Gonzalez
BrokerageRio Gulf Coast Investments LLC

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