28488 Laurel Cir, Valley, NE, 68064
About This Home
Summer at the lake looks like this... morning coffee by the water, afternoons on the boat, and evenings gathered with friends as the sun sets over the lake. Welcome to this stunning 1.5-story home on Flatwater Lake, built in 2022 with modern design and exceptional attention to detail. The soaring 22-ft great room ceiling creates an unforgettable first impression, while the catwalk above overlooks both the great room and grand entry. With 4 bedrooms and 5 bathrooms - including a convenient outdoor lake bath - this home was designed for everyday living and effortless entertaining. Expansive tinted windows capture pristine lake views while maintaining privacy. Multiple storage rooms provide exceptional organization, plus a dedicated office perfect for working from home. Two heated two-car garages offer space for vehicles and lake gear, with one opening to the backyard for seamless indoor-outdoor gatherings. Enjoy a sandy beach shoreline and covered patio with fireplace.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Not New and NOT a Model
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Washer,Dishwasher,Dryer,Disposal,Microwave
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 3
Dining Room
- Level: Main
Features
- High Ceilings,Two Story Entry,Formal Dining Room,Jack and Jill Bath,Pantry
- Flooring: Carpet,Luxury Vinyl,Plank
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,281
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,281
- Total interior livable area: 3,281 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Features: Full
Master Bedroom
- Level: Main
Office
- Level: Main
Property
Details
- Parcel number: 1040430128
Features
- Levels: One and One Half
- Patio & porch: Covered Patio
- Exterior features: Sprinkler System,Lake Use
- Has spa: Yes
- Spa features: Hot Tub/Spa
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
Lot
- Lot size: 0.25 Acres
- Features: Over 1/4 up to 1/2 Acre,Subdivided
- Lot size dimensions: 122.88 x 120 x 61.56 x 143.71
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Ice Storm
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,304 | $63,648 |
| Home Insurance | $459 | $5,508 |
| Property Taxes | $1,127 | $13,524 |
| Electricity | $202 | $2,430 |
| Total | $7,092 | $85,104 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $1,049,000 |
| 2026-03-06 | Listed for sale | $1,099,000 |
| 2026-01-03 | Listing removed | $1,150,000 |
| 2025-10-13 | Price change | $1,150,000 |
| 2025-09-10 | Price change | $1,199,000 |
| 2025-08-15 | Listed for sale | $1,299,000 |
View on Zillow