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196 Lady Bird Dr, Waxahachie, TX, 75165

3beds
3baths
2,563sqft
$349,990
$137price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Well-maintained 3-bedroom, 2.5-bath two-story home on a large corner lot with quick access to Hwy 287. The functional layout is ideal for everyday living and entertaining. A front office or den provides a great space for remote work or a quiet retreat. The open-concept living area features a chef-inspired kitchen with a large island, ample counter space, and seamless flow to the dining and living areas. The spacious primary suite includes a private ensuite bath. Upstairs, a media or game room loft with its own powder room offers a perfect hangout space. Enjoy the private fenced backyard with a covered patio, ideal for relaxing or entertaining year-round.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Waxahachie High SchoolGrades 8-124.5 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Loft,Cable TV,Walk-In Closet(s),Wired for Sound

Interior Area

  • Total interior livable area: 2,563 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 277987
  • Exclusions: All Mounted TVs

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$209$2,508
Property Taxes $431$5,172
Electricity $281$3,377
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 75165$169
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75165$178
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$349,990
2026-03-23Price change$359,990
2026-03-16Price change$369,990
2026-03-06Listed for sale$374,990
2025-09-03Listing removed$370,900
2025-07-23Price change$370,900
2025-06-24Listed for sale$378,900
2024-12-07Listing removed$390,999
2024-09-30Listed for sale$390,999
2024-09-19Listing removed$390,999
2024-09-12Price change$391,999
2024-09-06Price change$392,999
2024-08-29Price change$393,999
2024-08-15Price change$394,999
2024-08-01Price change$396,999
2024-07-25Price change$397,999
2024-07-18Price change$398,999
2024-06-19Listed for sale$399,999

For Sale by Agent

AgentGreg Potts
BrokerageRealty Of America, LLC

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