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454 S Centro Cir, Shenandoah, TX, 77385

2beds
3baths
1,593sqft
$325,000
$204price/sqft
$2,518/moest. monthly cost
$100,720/yrincome needed

About This Home

LIVE WHERE EVERYTHING IS WITHIN REACH! The private community of Centro offers a resident pool and park, just minutes from I45, Metropark Square, medical facilities, shopping and The Woodlands. This thoughtfully designed home features two bedrooms-one upstairs and one downstairs-ideal for using one for yourself and the other for guests, roommates or an office. Upstairs, you are welcomed by the open concept living space, dining and kitchen. Low tax rate. No MUD tax. Conroe ISD. Make your appointment today!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
6/10
Irons Junior High SchoolGrades 7-82.1 mi
7/10
Oak Ridge High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Bed - 1st Floor,Primary Bed - 2nd Floor

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,593
  • Total interior livable area: 1,593 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Half Bath

Property

Details

  • Parcel number: 492506

Features

  • Stories: 2

Lot

  • Lot size: 2,042 sqft
  • Features: Patio Lot,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$203$2,436
Property Taxes $434$5,208
Electricity $238$2,859
Total$2,518$30,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,331/yr
40% on housing$75,540/yr
45% on housing$67,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 77385$158
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77385$161
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-29Price change$325,000
2025-04-17Listed for sale$340,000

For Sale by Agent

AgentConnie Kitkoski
BrokerageTop Guns Realty on Lake Conroe

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