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2416 Nugget St SE, Rio Rancho, NM, 87124

5beds
4baths
2,761sqft
$589,900
$214price/sqft
$3,622/moest. monthly cost
$144,880/yrincome needed

About This Home

Welcome to 2416 Nugget, a home like no other. Inside, custom lighting highlights every detail, from the stylish hallway bath to the showpiece kitchen with oversized island, stunning backsplash, 100 sq. ft. pantry, and wine fridge with prep space. The primary suite offers a private deck with unobstructed mountain views, plus a spa-like bath with soaking tub and breathtaking shower. Outside, relax by the fireplace or enjoy the versatile she-shed--perfect for an office or playhouse. With thoughtful touches like a pet shower and doggie doors, this home is truly a unique gem. -Open floor plan -Custom kitchen -Spa like primary bathroom - Unobstructed views from primary bedroom -She/shed -Close to grocery stores and restaurants -5 bedrooms -Versatile laundry room -0versized bedrooms

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
Joe Harris ElementaryGrades K-50.8 mi
5/10
Lincoln Middle SchoolGrades 6-82.7 mi
7/10
Rio Rancho High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Flat
  • Construction materials: Frame,Rock

Other

  • Builder name: Westway

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Garden Tub/Roman Tub,Kitchen Island,Pantry,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Sliding
  • Flooring: Carpet,Tile
  • Fireplace features: Custom,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,761
  • Total interior livable area: 2,761 sqft

Kitchen

  • Level: Main
  • Area: 240

Living Room

  • Level: Main
  • Area: 575

Primary Bedroom

  • Level: Upper
  • Area: 210

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1011067227061
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Deck,Private Yard
  • Fencing: Wall
  • Has view: Yes

Lot

  • Lot size: 6,969 sqft
  • Features: Planned Unit Development,Views

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$120$1,440
Property Taxes $324$3,888
Electricity $196$2,355
Total$3,622$43,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,182/yr
40% on housing$108,660/yr
45% on housing$96,586/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$615,000
2025-10-02Listing removed$615,000
2025-09-16Listed for sale$615,000
2024-08-13Sold--
2024-07-09Pending sale$619,000
2024-07-05Listed for sale$619,000
2020-07-20Sold--

For Sale by Agent

AgentJahani Curl
BrokerageColdwell Banker Legacy

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