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4526 Dover Ct, Denver, NC, 28037

4beds
3baths
2,007sqft
$399,999
$199price/sqft
$2,499/moest. monthly cost
$99,960/yrincome needed

About This Home

Welcome to this well-kept 2021 Stanley Martin Hazelwood home, part of Phase 1 in the Stratford community — priced to sell and ready for its next owner. This lovely 4-bedroom, 3-bath layout is ideal for first-time buyers or anyone looking to downsize without sacrificing comfort. Step inside to a bright, open main-floor living space filled with natural light and designed for everyday functionality. The primary suite sits conveniently on the main level, featuring an ensuite bath and a large walk-in closet overlooking the backyard. A second bedroom and full bath are also located on the main floor, along with a spacious laundry room off the kitchen that includes additional storage. Upstairs, you’ll find two more bedrooms — one with its own walk-in closet — and a third full bathroom. Extra attic-style storage and a hallway linen closet ensure you have room for everything. Stratford offers easy access to Denver’s rapidly expanding amenities: shopping, restaurants, grocery stores, breweries, and of course, lake life just minutes away.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
Rock Springs ElementaryGrades PK-51.9 mi
6/10
North Lincoln MiddleGrades 6-86.9 mi
6/10
North Lincoln High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Other

  • Builder model: Hazelwood
  • Builder name: Stanley Martin Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bedroom S

  • Features: Ceiling Fan(s),Storage
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Storage
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Den

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Features

  • Breakfast Bar,Pantry,Storage,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Den,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,007

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,007
  • Total interior livable area: 2,007 sqft

Kitchen

  • Features: Breakfast Bar,Open Floorplan,Storage,Walk-In Pantry
  • Level: Main

Laundry

  • Features: Storage
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Utility Room

  • Features: Storage
  • Level: Upper

Property

Details

  • Parcel number: 102441
  • Zoning: PD-R
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard

Lot

  • Lot size: 0.17 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$110$1,320
Property Taxes $167$2,004
Electricity $200$2,405
Total$2,499$29,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,680/yr
40% on housing$74,970/yr
45% on housing$66,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$256
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$399,999
2021-05-04Sold$276,000

For Sale by Agent

AgentErin Garvey
BrokerageHome Ventures Realty

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