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14 Cottage Ct., Myrtle Beach, SC, 29572

3beds
2baths
1,024sqft
$455,000
$444price/sqft
$3,048/moest. monthly cost
$121,920/yrincome needed

About This Home

A rare opportunity to own a Summer Cottage property located in highly sought after section of Shore Drive! Live the beach lifestyle in this delightful 3-bedroom, 2-bath cottage within walking distance to the sand and surf. Thoughtfully designed for comfort and convenience, this home features spacious living areas, a functional kitchen, and cozy bedrooms. Whether you’re heading out for sunrise walks or returning from a day at the beach, this cottage offers the perfect coastal escape. The Summer Cottage community features its own pool for residents and guests as well as exterior maintenance-free living. Can be used as a vacation rental property, a second home or as a primary residence. Ample parking under the house and a spacious storage room can be used for golf carts, outdoor living or guest parking. This home has been well-maintained, is being sold furnished and is ready for you! Call today to schedule your showing!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Myrtle Beach ElementaryGrades 3-55.3 mi
7/10
5/10
Myrtle Beach High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Foundation: Raised
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Beach
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Dryer,Washer
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Room,Vaulted Ceiling(s)

Features

  • Ceiling Fan(s),Furnished,Tub Shower,Vanity,Window Treatments
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Living Room

  • Features: Ceiling Fan(s),Vaulted Ceiling(s)

Master Bathroom

  • Features: Tub Shower,Vanity

Master Bedroom

  • Features: Ceiling Fan(s)

Property

Details

  • Parcel number: 39412010337
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Outdoor Pool
  • Patio & porch: Rear Porch,Deck,Front Porch
  • Exterior features: Deck,Porch,Storage

Lot

  • Lot size: 4,356 sqft
  • Features: Corner Lot,City Lot

Parking

  • Total spaces: 4
  • Parking features: Underground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Horry County and South Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$180$2,160
Property Taxes $364$4,368
Electricity $204$2,449
Total$3,048$36,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,502/yr
40% on housing$91,440/yr
45% on housing$81,280/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 29572$232
Horry County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 29572$350
Horry County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$455,000
2026-03-02Price change$479,900
2026-02-04Price change$499,000
2026-01-06Listed for sale$525,000
2020-06-05Sold$260,000
2003-10-20Sold$176,000

For Sale by Agent

AgentMeredith Kennedy, CENTURY 21 Boling & Associates
BrokerageCENTURY 21 Boling & Associates

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