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8909 Saddle Free Trl, Fort Worth, TX, 76123

4beds
3baths
2,645sqft
$449,900
$170price/sqft
$3,813/moest. monthly cost
$152,520/yrincome needed

About This Home

Built in 2021, this stunning home combines modern design with timeless touches. Step inside to find soaring ceilings and an open-concept layout filled with natural light. The living room is the heart of the home, featuring striking wood beams and a cozy fireplace that creates both warmth and character. The kitchen and dining areas flow seamlessly for easy entertaining, while the oversized back patio extends your living space outdoors. Nestled on a quiet street, this home also offers access to neighborhood amenities including a sparkling community pool and its very own elementary school—making it an ideal place to settle in and grow.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10
North Crowley High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Microwave,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 11 x 16

Bedroom

  • Level: First
  • Dimensions: 15 x 13

Bedroom

  • Level: First
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 19 x 12

Family Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 19 x 21

Features

  • Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Central

Interior Area

  • Total interior livable area: 2,645 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 15 x 21

Laundry

  • Level: First
  • Dimensions: 7 x 7

Living Room

  • Level: First
  • Dimensions: 11 x 11

Master Bathroom

  • Level: First
  • Dimensions: 15 x 10

Master Bedroom

  • Level: First
  • Dimensions: 15 x 19

Other

  • Level: First
  • Dimensions: 7 x 5

Other

  • Level: First
  • Dimensions: 11 x 5

Property

Details

  • Parcel number: 42570130

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,795 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$377$4,524
Property Taxes $872$10,464
Electricity $290$3,485
Total$3,813$45,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,731/yr
40% on housing$114,390/yr
45% on housing$101,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 76123$147
Tarrant County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 76123$154
Tarrant County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$449,900
2025-12-02Listing removed$464,900
2025-10-13Price change$464,900
2025-10-02Price change$469,900
2025-09-11Listed for sale$475,000

For Sale by Agent

AgentTom Jung
BrokerageDIY Realty

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