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22503 Modica Rift Ln, Katy, TX, 77449

4beds
4baths
3,480sqft
$570,000
$164price/sqft
$4,300/moest. monthly cost
$172,000/yrincome needed

About This Home

MOVE IN READY! Stunning private waterfront home on an oversized lot at the end of a private cul-de-sac! Room for the entire family including a serene primary suite down, media room, and a massive game room. Plenty of upgrades including water softener, exterior lighting, automated shades, tankless water heater, security cameras, and 3 car garage. Fantastic versatile floor plan. Three bedrooms upstairs, all with large closets, including one with en-suite bath. Enjoy the upgraded landscaping while sipping coffee or wine under your covered patio with lake views!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Bethke Elementary SchoolGrades PK-50.8 mi
6/10
5/10
Paetow High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab on Builders Pier
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Formal Entry/Foyer,High Ceilings,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,480
  • Total interior livable area: 3,480 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry,Soft Closing Cabinets,Soft Closing Drawers,Under Cabinet Lighting,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo,Vanity Area

Property

Details

  • Parcel number: 1415760010041

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Back Green Space,Side Yard,Sprinkler System
  • Fencing: Back Yard,Full
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.29 Acres
  • Features: Back Yard,Cul-De-Sac,Subdivided,Waterfront,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Additional Parking,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Tornado
Heat Wave
Lightning
Drought
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$459$5,508
Property Taxes $577$6,924
Electricity $382$4,585
Total$4,300$51,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,428/yr
40% on housing$129,000/yr
45% on housing$114,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 77449$124
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77449$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$575,000
2026-03-20Listed for sale$590,000
2025-03-14Sold--
2025-01-31Pending sale$549,000
2024-12-20Price change$549,000
2024-11-06Price change$569,000
2024-09-20Listed for sale$575,000

For Sale by Agent

AgentMichael Brombacher
BrokerageCompass RE Texas, LLC - Houston

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