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11998 E Highway 32, Stockton, MO, 65785

4beds
4baths
3,914sqft
$1,499,000
$383price/sqft
$10,554/moest. monthly cost
$422,160/yrincome needed

About This Home

Set back from the road just off Highway 32, this property makes an immediate impression. A long, winding drive leads to a home positioned perfectly for privacy and sunsets every view from the main level or lower level captures the landscape in full.Built with exceptional quality, the home features exposed wood beams, a grand stone fireplace, and walls of windows that fill the space with natural light. The open floor plan connects the living, dining, and kitchen areas, creating a space that feels expansive, balanced, and refined.The primary suite includes his and hers baths and closets hers with a soaking tub and his with a walk-in shower. Every finish reflects thoughtful craftsmanship and solid construction from top to bottom.The lower level adds additional living space, bedrooms, and a workshop area, maintaining the same level of quality and detail as above.One of the standout features of the property is the horse barn a custom-built structure with a cypress exterior and cedar and fir finishes inside. It includes three stalls, a tack room that could double as a lounge, a half bath, and a loft for storage. It's exceptionally well done and adds tremendous appeal to the property.The acreage is fully fenced with a gentle roll, ready for livestock, offering a balanced mix of pasture and timber with a pond and automatic waterer.Located less than ten minutes from Stockton Lake, this property delivers on every level privacy, craftsmanship, and design that set it apart from anything else on the market.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
Stockton Middle SchoolGrades 5-83.6 mi
5/10
Stockton High SchoolGrades 9-123.6 mi
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Refrigerator,Dishwasher,Microwave
  • Laundry features: Wash/Dry Connection

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Storage Space,Exterior Entry,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Soaking Tub,Walk-in Shower,Granite Counters,Beamed Ceilings,Vaulted Ceiling(s),High Speed Internet,Walk-In Closet(s)
  • Window features: Double Pane Windows,Blinds
  • Flooring: Carpet,Tile,Hardwood,Laminate
  • Fireplace features: Great Room,Wood Burning,Stone,Blower Fan
  • Fireplace: Yes
  • Finished area below ground: 1,838
  • Finished area above ground: 2,076

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,152
  • Total interior livable area: 3,914 sqft

Property

Details

  • Parcel number: 101.202000000020.00

Features

  • Levels: One
  • Exterior features: Rain Gutters
  • Fencing: Cattle Tight,Barbed Wire,Perimeter,Good,Partial
  • Topography of land: Gently Rolling,Open
  • Horses can be raised: Yes

Lot

  • Lot size: 124.50 Acres

Parking

  • Total spaces: 4
  • Parking features: Parking Pad,Driveway,Gravel,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tornado
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$1,940$23,280
Property Taxes $737$8,844
Electricity $298$3,586
Total$10,554$126,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$361,851/yr
40% on housing$316,620/yr
45% on housing$281,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 65785$111
Cedar County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 65785
Cedar County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$1,599,000
2026-01-17Price change$1,685,000
2025-10-07Listed for sale$1,750,000

For Sale by Agent

AgentBilly Bruce
BrokerageBilly Bruce Realty

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