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7130 Maple Summit Ln, Moseley, VA, 23120

5beds
5baths
3,639sqft
$797,500
$219price/sqft
$5,138/moest. monthly cost
$205,520/yrincome needed

About This Home

Welcome to this beautifully maintained 2-story home offering 3,639 square feet of thoughtfully designed living space. Built in 2022, this modern residence combines contemporary style with the feel of new construction, enhanced by fresh interior paint and brand-new carpet throughout. The spacious floor plan provides plenty of room for both everyday living and entertaining. The open living area features a fireplace and elegant coffered ceiling with rich dark wood beams. The first floor offers a unique separate living quarters with its own kitchen, full bathroom, living area and ample bedroom with cathedral ceiling as well as its own access to the rear deck! The rear deck is partially covered and perfect for outdoor fun. The attached 2-car garage offers convenience and additional storage. Move-in ready and meticulously refreshed, this home is the perfect opportunity to enjoy modern construction without the wait of building new. Buyer responsible for all HOA transfer fees. Listing broker & seller assume no responsibility and make no guarantees, warranties or representations as to the availability or accuracy of information herein. All info must be verified by the purchaser.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
Moseley ElementaryGrades K-50.4 mi
8/10
8/10
Cosby High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Bedroom on Main Level,Fireplace,Granite Counters,Multiple Primary Suites,Walk-In Closet(s)
  • Flooring: Partially Carpeted,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 3,639

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,639 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 697671811300000
  • Zoning description: R9
  • Special condition: Corporate Listing,Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Porch
  • Exterior features: Porch,Paved Driveway

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,032$48,384
Home Insurance *$173$2,076
Property Taxes $583$6,996
Electricity $350$4,206
Total$5,138$61,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,160/yr
40% on housing$154,140/yr
45% on housing$137,013/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$222
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-22Sold$626,173
2022-03-18Sold$691,045

Unknown Listed By

AgentJoy Liggan
BrokerageVirginia Capital Realty

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