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3224 Gannet Ln, Midlothian, VA, 23112

4beds
4baths
2,486sqft
$440,000
$177price/sqft
$2,925/moest. monthly cost
$117,000/yrincome needed

About This Home

Welcome to this beautifully designed three-level home offering the perfect blend of comfort, convenience, and low-maintenance living. With 4 bedrooms and a versatile layout, this home provides flexibility for a variety of lifestyles. Enter directly from the garage into the lower level, where you’ll find a private fourth bedroom—ideal for guests, a home office, or additional living space. This could also be a 1st floor primary bedroom. The main level features an open-concept layout, where the kitchen flows seamlessly into the living area and out to the rear patio—perfect for entertaining or relaxing. A convenient half bath completes this level. Upstairs, the top floor offers three spacious bedrooms, including a stunning primary suite with an oversized closet and a spa-like en suite bathroom designed for ultimate relaxation. Enjoy three full levels of thoughtfully designed living in a community packed with amenities—scenic walking trails, two ponds, a dog park, business center, clubhouse, pool, and grilling areas—all just steps from your door. A rare find in the neighborhood—priced competitively with comparable sales, yet offering a true 4th bedroom instead of the typical open lower-level layout.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10
Clover Hill High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Tri-Level
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Washer

Bedroom2

  • Level: Third

Bedroom3

  • Level: Third

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Recessed Lighting,Cable TV,Walk-In Closet(s)
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,486

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,486 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Other

  • Level: First

Other

  • Level: Third

Property

Details

  • Parcel number: 732686491900000
  • Attached to another structure: Yes
  • Zoning description: RTH

Features

  • Levels: Three Or More,Multi/Split
  • Stories: 3
  • Pool features: In Ground,Pool,Community
  • Patio & porch: Rear Porch,Front Porch,Stoop,Porch
  • Exterior features: Sprinkler/Irrigation,Porch,Paved Driveway
  • Fencing: None
  • Waterfront features: Pond,Walk to Water

Lot

  • Lot size: 2,421 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Paved,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$141$1,692
Property Taxes $321$3,852
Electricity $239$2,873
Total$2,925$35,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,285/yr
40% on housing$87,750/yr
45% on housing$78,000/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$199
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$440,000
2021-09-16Sold$377,962

For Sale by Agent

AgentGerri Archer, The Hogan Group Real Estate
BrokerageThe Hogan Group Real Estate

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