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920 E Hernandez St, Pensacola, FL, 32503

4beds
4baths
2,199sqft
$764,700
$348price/sqft
$7,088/moest. monthly cost
$283,520/yrincome needed

About This Home

Creme De La Creme! Presenting a beautiful custom home of Historic Craftsman style design offering the total package of design & energy & insurance efficiencies while located in the coveted East Hill subdivision making this fabulous offering a best in class opportunity. Outside, you will enjoy grounds adorned by a modest custom paver outdoor living space, stained & sealed tongue & groove ceilings at the covered porches, a detached 1 car garage and custom privacy fencing system and modest landscaping. The picturesque front porch is the perfect place to relax and enjoy a morning coffee and your favorite bakery item from the renowned Jay’s Bakery only 1 minute away on 12th Ave. Throughout the home you will find quartz countertops, custom lighting and faucet fixtures and custom window treatments. As you enter through the 8-foot front door, you enter a spacious open living space. A fireplace anchors the living room with an attractive focal point, while 10 ft ceilings broaden the space to natural light from the large, bay window. The living room transitions seamlessly into the open kitchen with floor to ceiling cabinetry, a large island with custom quartz countertops, and plenty of space for a formal dining table. Down the hall, past the half bath and laundry room, you will find the spacious master suite adorned with natural light from large windows that overlook the back yard. The master bath is spacious with a separate shower and water closet, as well as a sizable walk-in closet. Upstairs, you will find two large bedrooms that share a Jack & Jill bathroom and a fourth bedroom, with a third full bathroom. The back door opens to a private backyard and a detached single car garage. A truly walkable neighborhood for exercise or your 4-legged friend. Located in the heart of Pensacola and East Hill, this home is just off of 12th Avenue and 9th Ave, minutes to downtown, dining establishments, major traffic routes and hospitals.

Getting Around

59
WalkingSomewhat Walkable
27
TransitSome Transit
58
BikeBikeable

Schools

1/10
4/10
4/10
Pensacola High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater/Gas

Bedroom

  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Tile,Vinyl

Heating & Cooling

  • Heating features: Multi Units,Central
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,199
  • Total interior livable area: 2,199 sqft

Living Room

  • Level: First
  • Area: 357

Master Bedroom

  • Level: First
  • Area: 238

Property

Details

  • Parcel number: 000s009025012245
  • Zoning description: City,Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,866$46,392
Home Insurance *$1,961$23,532
Property Taxes $1,040$12,480
Electricity $221$2,655
Total$7,088$85,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,017/yr
40% on housing$212,640/yr
45% on housing$189,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 32503$178
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32503$187
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$815,000
2021-08-24Sold$575,000
2021-05-21Listed for sale$575,000
2021-05-21Listing removed--
2021-02-20Listed for sale$575,000
2020-12-07Sold$210,000

For Sale by Agent

AgentKenneth Payne
BrokerageRE/MAX HORIZONS REALTY

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