514 Ottawa St, Seneca, MO, 64865
About This Home
Move in ready home in the heart of Seneca. Freshly remodeled with new flooring and paint, with new mini split systems that efficiently heat and cool home, making this property a great home or investment.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1908
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,053
Interior Area
- Total structure area: 1,053
- Total interior livable area: 1,053 sqft
Property
Details
- Parcel number: 187035004021005000
Features
- Fencing: None
Lot
- Lot size: 7,405 sqft
- Features: Flood Plain,Residential
- Lot size dimensions: .17 acres
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $427 | $5,124 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $43 | $516 |
| Electricity | $141 | $1,693 |
| Total | $715 | $8,580 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $84,500 |
| 2026-06-24 | Price change | $84,500 |
| 2026-05-11 | Listed for sale | $89,500 |
| 2026-05-05 | Listing removed | $89,900 |
| 2026-04-15 | Pending sale | $89,900 |
| 2026-04-05 | Listed for sale | $89,900 |
| 2026-03-25 | Pending sale | $89,900 |
| 2026-03-06 | Price change | $89,900 |
| 2022-02-14 | Pending sale | $54,900 |
| 2022-02-09 | Listed for sale | $54,900 |
| 2021-11-18 | Pending sale | $54,900 |
| 2021-11-11 | Price change | $54,900 |
| 2021-10-01 | Listed for sale | $59,900 |
View on Zillow