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854 Nardin Dr, Chesterfield, MO, 63017

5beds
5baths
4,567sqft
$1,249,000
$273price/sqft
$8,520/moest. monthly cost
$340,800/yrincome needed

About This Home

Set in one of Chesterfield’s most convenient locations with quick access to Highway 40/64, this stylish 5-year-old 1.5-story delivers a strong mix of space, function, and comfort. The main level includes a formal dining room, private office, and a crisp white kitchen with quartz countertops, oversized island, and walk-in pantry. The kitchen flows into a spacious great room with fireplace, while the primary suite is privately tucked on the main floor. The covered back porch is unbeatable, complete with a wood-burning fireplace and peaceful wooded views, it’s perfect for quiet mornings, evenings outside, or fall game days with family and friends. A new deck extends the outdoor living space even further. Upstairs offers three generous sized bedrooms, including a Jack-and-Jill setup and a private en suite. The finished lower level is made for entertaining with a full bar, TV room, playroom, private bedroom, and large full bath. Additional highlights include an extended three plus-car garage, zoned HVAC, and the most convenient location.

Getting Around

32
WalkingCar-Dependent
25
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick Veneer,Frame,Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Gas Oven,Range Hood,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Sleeping Area,Sump Pump

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 170
  • Dimensions: 17x10

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 165
  • Dimensions: 15x11

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 208
  • Dimensions: 16x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Features

  • Bar,Breakfast Bar,Breakfast Room,Butler Pantry,Double Vanity,Entrance Foyer,High Ceilings,Open Floorplan,Separate Dining,Shower,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows,Low Emissivity Windows,Tilt-In Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Recreation Room
  • Fireplace: Yes
  • Finished area above ground: 3,620

Great Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Electric,Zoned

Interior Area

  • Total structure area: 4,567
  • Total interior livable area: 4,567 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 170
  • Dimensions: 17x10

Loft

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Other

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 112
  • Dimensions: 8x14

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 240
  • Dimensions: 15x16

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 360
  • Dimensions: 15x24

Property

Details

  • Parcel number: 18S510296
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.34 Acres
  • Features: Landscaped,Level,Private,Wooded

Parking

  • Total spaces: 4
  • Parking features: Attached,Oversized,Tandem
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$671$8,052
Property Taxes $1,186$14,232
Electricity $348$4,184
Total$8,520$102,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$292,114/yr
40% on housing$255,600/yr
45% on housing$227,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 63017$259
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63017$204
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$1,249,000
2026-08-02Contingent$1,249,000
2026-08-01Listed for sale$1,249,000
2020-08-27Sold--

For Sale by Agent

AgentJeff H Lottmann
BrokerageCompass Realty Group

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