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33469 Downing Cir, Lewes, DE, 19958

4beds
4baths
4,548sqft
$999,000
$220price/sqft
$5,972/moest. monthly cost
$238,880/yrincome needed

About This Home

Why wait for new construction when this Coastal Gem is ready for your 2026 Summer plans. Marsh Island in Lewes is a waterfront community built by the Award-winning local builder Schell Brothers. This expanded Shearwater model has 3 levels of elegant living space. This home's centerpiece is the expansive wall of windows that anchor the great room and fill the home with natural light. The Professional Kitchen with large center island makes entertaining a breeze. White shaker cabinets and glass subway tile backsplash create a classic, coastal transitional feel that carries throughout the home. Beautiful fountain views set the table in the bright dining room. The owner's suite is tranquil and relaxing. The en-suite spa like bath with walk in frameless glass shower will put the hardest days to ease. What sets this house apart is the abundance of living spaces offered. Whether you are watching a movie in the finished basement or playing cards in the finished bonus room or loft there is plenty of room for everyone to enjoy the beach. Situated on Love Creek and offering seasonal boat slips, waterfront amenities and kayak launches this community stands out in terms of water access and recreation. Schedule your tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
7/10
Beacon Middle SchoolGrades 6-81.7 mi
8/10
Cape Henlopen High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1245

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 1,245
  • Finished area above ground: 3,303

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,548
  • Total interior livable area: 4,548 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 23407.00260.00
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 4
  • Parking features: Other,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$152$1,824
Property Taxes $267$3,204
Electricity $502$6,035
Total$5,972$71,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,754/yr
40% on housing$179,160/yr
45% on housing$159,253/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 19958$262
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19958
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$999,000
2021-07-27Sold$728,805

For Sale by Agent

AgentMichael Steinberg
BrokeragePatterson-Schwartz-Rehoboth

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