1145 Cobra Dr, Franklin, IN, 46131
About This Home
Pyatt built in 2021 - Enjoy all the benefits of new construction: quick move-in ready with modern energy efficiency and zero honey-do list. This classic-meets-modern 4+ bedroom, 2.5 bath, over 3000sf home blends a timeless traditional elevation and welcoming front porch with today's open-concept living. The kitchen, breakfast room and great room flow together around a large center island with a walk-in pantry, plus two versatile bonus rooms off the foyer - perfect for an office, playroom, or home gym. Upstairs offers a serene primary suite, three bedrooms, and a large loft. Convenient upstairs laundry. The 2+-car garage features a large bump-out for everyday ease or a secondary kitchen space! What TRULY SETS THIS HOME APART is the fully turnkey, beautifully landscaped backyard designed for immediate enjoyment. Relax or entertain on the COVERED FULL-WIDTH concrete patio, fully enclosed by a PRIVACY FENCE - no waiting for grass to grow. New construction comfort, backyard oasis and move-in ready!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Other
- Builder name: Pyatt Builderrs Llc
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Washer,Water Heater,Water Softener Owned
- Laundry features: Upper Level
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 13X10
Bedroom3
- Level: Upper
- Area: 130
- Dimensions: 13X10
Bedroom4
- Level: Upper
- Area: 120
- Dimensions: 12X10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bonus Room
- Level: Main
- Area: 108
- Dimensions: 12X9
Breakfast Room
- Level: Main
- Area: 187
- Dimensions: 17X11
Features
- Attic Access,Double Vanity,Kitchen Island,Entrance Foyer,Pantry,Smart Thermostat,Walk-In Closet(s)
- Window features: Wood Work Painted
- Attic: Access Only
Great Room
- Level: Main
- Area: 304
- Dimensions: 19X16
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,030
- Total interior livable area: 3,030 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 14X12
Living Room
- Level: Main
- Area: 168
- Dimensions: 14X12
Loft
- Level: Upper
- Area: 192
- Dimensions: 16X12
Master Bedroom
- Level: Upper
- Area: 288
- Dimensions: 18X16
Property
Details
- Parcel number: 410810031147000009
- Special condition: Sales Disclosure Supplements
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
Lot
- Lot size: 9,147 sqft
- Features: Sidewalks,Trees-Small (Under 20 Ft)
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $243 | $2,916 |
| Electricity | $277 | $3,333 |
| Total | $2,760 | $33,120 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $394,900 |
| 2026-07-21 | Price change | $399,900 |
| 2021-09-29 | Pending sale | $345,990 |
| 2021-09-29 | Listed for sale | $345,990 |
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