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5021 Silo Hill Ln, Jefferson City, MO, 65101

4beds
3baths
3,177sqft
$595,000
$187price/sqft
$4,129/moest. monthly cost
$165,160/yrincome needed

About This Home

BETTER THAN NEW! Luxury, space, and value come together in this exceptional Signature Homes custom-built residence in the highly sought-after Blair Oaks School District! Situated on a beautifully maintained lot, this stunning 4-bedroom, 3-bath home offers the quality craftsmanship, thoughtful design, and upscale finishes today's buyers are looking for. The open-concept floor plan features a spacious living area with a striking stone fireplace, gorgeous hardwood floors, and abundant natural light. The chef's kitchen is the heart of the home, showcasing custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a walk-in pantry that provides exceptional storage and organization. The adjoining dining area creates the perfect space for everyday living and entertaining. Retreat to the luxurious primary suite complete with a spa-inspired bath, while the additional bedrooms provide generous space for family, guests, or a home office. Every detail reflects the superior quality and craftsmanship Signature Homes is known for. Step outside to enjoy the covered patio overlooking the lush yard, offering plenty of room to relax, entertain, or simply enjoy the peaceful setting. An incredible bonus--this property includes an EXTRA LOT, providing additional space to play and space between the neighbors. Even better, this home is competitively priced below purchase price, making it an outstanding opportunity. Don't miss this rare opportunity to own a beautifully designed home with premium finishes, an extra lot, and exceptional value in one of Mid-Missouri's most desirable locations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
10/10
Blair Oaks Middle SchoolGrades 6-83.4 mi
10/10
Blair Oaks High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Vinyl Siding,Stone

Other

  • Builder name: Signature Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Main
  • Area: 150.795
  • Dimensions: 13.5 x 11.17

Bedroom3

  • Level: Main
  • Area: 178.25
  • Dimensions: 15.5 x 11.5

Bedroom4

  • Level: Lower
  • Area: 196
  • Dimensions: 14 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 129.8539
  • Dimensions: 12.17 x 10.67

Family Room

  • Level: Lower
  • Area: 432
  • Dimensions: 27 x 16

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 903
  • Finished area above ground: 2,274

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,177
  • Total interior livable area: 3,177 sqft

Kitchen

  • Level: Main
  • Area: 212.5336
  • Dimensions: 17.83 x 11.92

Laundry

  • Level: Main
  • Area: 89.8011
  • Dimensions: 10.17 x 8.83

Living Room

  • Level: Main
  • Area: 326.9064
  • Dimensions: 20.33 x 16.08

Office

  • Level: Main
  • Area: 100.7361
  • Dimensions: 12.33 x 8.17

Primary Bedroom

  • Level: Main
  • Area: 216.3825
  • Dimensions: 14.75 x 14.67

Property

Details

  • Parcel number: 1401020000003034

Features

  • Levels: One

Lot

  • Lot size: 0.99 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$518$6,216
Property Taxes $361$4,332
Electricity $242$2,911
Total$4,129$49,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,565/yr
40% on housing$123,870/yr
45% on housing$110,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 65101$125
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65101$127
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$595,000
2026-07-22Listed for sale$595,000
2024-06-11Sold--
2024-05-15Pending sale$559,900
2024-04-10Price change$559,900
2024-02-23Listed for sale$568,500

For Sale by Agent

AgentJoyce Bremer
BrokerageREMAX Jefferson City

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