401 13th St, Belgrade, MT, 59714
About This Home
MOTIVATED SELLER — Welcome to 401 13th Street in Belgrade's desirable Story Creek Subdivision! This beautifully maintained single-level home offers 3 bedrooms, 2 bathrooms, and 1,912± square feet of thoughtfully designed living space. The open-concept floor plan features a spacious kitchen with granite and quartz surfaces, upgraded cabinetry, tile backsplash, ample storage, and a large island perfect for gathering and entertaining. The inviting primary suite offers a spacious walk-in closet, dual vanities, and a private retreat to unwind at the end of the day. Two additional bedrooms with walk-in closets provide flexibility for guests, family, or a home office. Step outside to enjoy a fully fenced backyard designed for Montana living, complete with an expanded concrete patio, pergola with integrated lighting, hot tub hookups, underground sprinklers, and a storage shed. The oversized 3-car garage offers abundant space for vehicles, toys, and equipment, while additional upgrades include a water softening system and custom garage shelving. Situated on a generous lot near parks, schools, trails, shopping, and all that Belgrade has to offer, this home combines comfort, functionality, and outdoor enjoyment in one exceptional package.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Asphalt
- Construction materials: Hardboard
Other
- Builder name: Sunrise Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Washer
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window Treatments,Bedroom on Main Level,Full Bath on Main Level,Main Level Primary
- Window features: Window Coverings
- Flooring: Engineered Hardwood,Partially Carpeted
- Finished area above ground: 1,912
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,912
- Total interior livable area: 1,912 sqft
Master Bedroom
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: REF82929
- Zoning description: R1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Sprinkler/Irrigation,Landscaping
- Fencing: Picket,Wood
- Waterfront features: None
Lot
- Lot size: 9,975 sqft
- Features: Lawn,Landscaped,Sprinklers In Ground
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance | $208 | $2,496 |
| Property Taxes | $173 | $2,076 |
| Electricity | $151 | $1,812 |
| Total | $3,717 | $44,604 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $620,000 |
| 2026-07-29 | Listed for sale | $630,000 |
| 2026-07-28 | Listing removed | $635,000 |
| 2026-07-09 | Price change | $635,000 |
| 2026-06-22 | Price change | $642,500 |
| 2026-06-01 | Listed for sale | $650,000 |
| 2023-07-26 | Sold | -- |
| 2023-06-28 | Pending sale | $619,900 |
| 2023-05-24 | Listed for sale | $619,900 |
| 2023-05-22 | Pending sale | $619,900 |
| 2023-05-15 | Listed for sale | $619,900 |
| 2023-05-02 | Listing removed | -- |
| 2023-04-05 | Price change | $637,500 |
| 2023-02-01 | Listed for sale | $649,000 |
| 2023-01-20 | Listing removed | -- |
| 2022-11-30 | Price change | $659,000 |
| 2022-09-20 | Listed for sale | $699,000 |
| 2020-10-13 | Sold | -- |
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