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11260 Potosi Lake Rd, Mineral Point, MO, 63660

0beds
--baths
672sqft
$35,000
$52price/sqft
$361/moest. monthly cost
$14,440/yrincome needed

About This Home

Calling all investors and visionaries! This waterfront property in Potosi Lake Village offers a rare chance to own two homes on three lots, both houses are in need of TLC. Offering .54 of an acre with lake access and water views, imagine the possibilities with a full renovation or rebuild.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Potosi Elementary SchoolGrades PK-35.8 mi
6/10
5/10
Potosi High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Features

  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Property

Details

  • Parcel number: 208.0034001002045.00000
  • Special condition: Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake

Lot

  • Lot size: 0.54 Acres
  • Features: Sloped,Some Trees,Waterfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$29$348
Property Taxes $15$180
Electricity $141$1,693
Total$361$4,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,377/yr
40% on housing$10,830/yr
45% on housing$9,626/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 63660$154
Washington County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 63660
Washington County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$35,000
2026-07-06Listed for sale$35,000

For Sale by Agent

AgentChelsea House
BrokerageColdwell Banker Hulsey

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