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12861 SW 229th Ter, Miami, FL, 33170

5beds
3baths
3,170sqft
$765,000
$241price/sqft
$5,150/moest. monthly cost
$206,000/yrincome needed

About This Home

SHOWING ONLY SATURDAY AND SUNDAY Great house for a big family, meet this spectacular corner single family home, the best in comfort and lifestyle 5 bedrooms, 3 bathrooms, each bedroom has large walk -in closet. The main has an open and bright social areas. The kitchen is equipped with stainless steel appliances, granite countertops, and plenty of storage space. Enjoy the huge backyard, which ample space for games,huge patio to enjoy barbecues, and outdoor activities. This home is ready for you to move in and start enjoying right away. NO ASSOCIATION APPROVAL REQUIERED. Easy to show. NO ASSOCIATION

Getting Around

17
WalkingCar-Dependent
34
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

6/10
5/10
Cutler Bay MiddleGrades 6-83.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Barrel Roof
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Complete Panel Shutters/Awnings
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,170 sqft

Property

Details

  • Parcel number: 3069140170490
  • Zoning: residential

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Features: 3/4 To Less Than 1 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$202$2,424
Property Taxes $761$9,132
Electricity $319$3,828
Total$5,150$61,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,571/yr
40% on housing$154,500/yr
45% on housing$137,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 33170$370
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33170$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-05Price change$765,000
2025-07-21Listed for sale$800,000
2024-05-21Listing removed$900,000
2024-05-21Listed for sale$799,000
2024-03-21Contingent$799,000
2023-08-22Price change$799,000
2023-07-28Price change$815,000
2023-07-18Price change$835,000
2023-07-12Price change$855,000
2023-06-16Listed for sale$950,000

For Sale by Agent

AgentMaria Abreu
BrokerageKeller Williams Realty International Lifestyles

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