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571 MORGANS TREASURE Road, Saint Augustine, FL, 32084

3beds
2baths
1,711sqft
$340,000
$199price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

Seller OFFERING $5k towards buyer's closing costs or rate buy-down with acceptable offer! Welcome to 571 Morgan's Treasure Rd, a home that stands out! This home is a RARE combination of CONVENIENCE and PRIVACY in Morgan's Cove. A home that offers the benefit of new construction without the wait or added expenses! Ideally located at the front of the neighborhood, this property offers quick and easy access in and out of the community, making everyday living just a little simpler. What truly sets this home apart is the added sense of space with no future buildable lot next door, creating a more open and private setting that is hard to find in the neighborhood or any neighborhood really.Inside, the layout is functional and inviting, with open living spaces that flow comfortably for both daily life and entertaining. The kitchen is centrally located and connects seamlessly to the main living area, while the bedrooms provide flexibility for families, guests, or a home office. Welcome to 571 Morgan's Treasure Rd, a home that stands out! This home is a RARE combination of CONVENIENCE and PRIVACY in Morgan's Cove. A home that offers the benefit of new construction without the wait or added expenses! Ideally located at the front of the neighborhood, this property offers quick and easy access in and out of the community, making everyday living just a little simpler. What truly sets this home apart is the added sense of space with no future buildable lot next door, creating a more open and private setting that is hard to find in the neighborhood or any neighborhood really. Inside, the layout is functional and inviting, with open living spaces that flow comfortably for both daily life and entertaining. The kitchen is centrally located and connects seamlessly to the main living area, while the bedrooms provide flexibility for families, guests, or a home office. The home has been enhanced with upgrades that elevate both style and function, including updated flooring, custom closets, and added touches that make it truly move-in ready. Step outside to a backyard made for enjoying Florida living, complete with a spacious paver patio, sun shade, and café lighting that set the tone for relaxing evenings or entertaining. The fully fenced yard offers added privacy and space to enjoy. Conveniently located just 10 minutes from historic downtown St. Augustine, shopping, dining, and the beaches, this home offers both location and lifestyle. Homes with this kind of positioning and privacy do not come along often. Schedule your private showing today and experience it for yourself!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
R J Murray Middle SchoolGrades 6-82.8 mi
5/10
St. Augustine High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Range,Ice Maker,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,711 sqft

Property

Details

  • Parcel number: 0956011260
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$303$3,636
Property Taxes $240$2,880
Electricity $197$2,366
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$233
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$374,500
2026-04-16Listed for sale$380,000
2022-06-30Sold$331,445
2022-01-28Pending sale$335,990
2022-01-25Listed for sale$335,990

For Sale by Agent

AgentHALEY SLIGHTOM
BrokerageBERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

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