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1280 Elm Ave, Greenfield, CA, 93927

4beds
3baths
1,833sqft
$649,900
$355price/sqft
$4,493/moest. monthly cost
$179,720/yrincome needed

About This Home

New Price - $640k! Better than new, this beautifully maintained home features over $70k in thoughtful upgrades, premium vineyard and mountain views, and a desirable no-HOA community. Beautifully landscaped front and rear yards with automatic irrigation, a privacy fence extension, and hardscaping create inviting outdoor living. Inside, the bright open floor plan is enhanced with plantation shutters throughout. The spacious living and dining areas flow into a beautifully upgraded kitchen featuring granite countertops, a full backsplash, under-cabinet lighting, upgraded cabinet hardware, added storage, GE appliances, and a walk-in pantry. Upstairs, the primary suite offers a walk-in closet and an upgraded ensuite bath with updated lighting, dual vanities, and modern finishes. Three additional bedrooms enjoy peaceful vineyard views, while an upgraded guest bath and convenient upstairs laundry room complete the second level. Additional highlights include owned solar panels, a tankless water heater, an EV-ready charging outlet, and refrigerator included. With premium upgrades, energy-efficient features, scenic views, and an ideal location, this 5-year-new home offers exceptional value for buyers seeking a primary residence, weekend retreat, or investment opportunity.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
1/10
4/10
Greenfield High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tract
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Self Cleaning Oven,Gas Oven/Range,Refrigerator
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShoweroverTub1, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Door features: None
  • Flooring: Carpet,Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,833
  • Total interior livable area: 1,833 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Granite, Pantry

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 109223020000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard
  • Has view: Yes
  • View description: Mountain(s),Vineyard

Lot

  • Lot size: 3,479 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$136$1,632
Property Taxes $673$8,076
Electricity $398$4,786
Total$4,493$53,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,045/yr
40% on housing$134,790/yr
45% on housing$119,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 93927$326
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93927$374
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$640,000
2026-07-27Price change$649,900
2026-07-06Price change$654,000
2026-05-28Listed for sale$668,800
2021-12-22Sold$554,500

For Sale by Agent

AgentButterfly Hu
BrokerageGoodview Financial & Real Estate

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