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14045 Winding Cedar Way, Fort Myers, FL, 33913

2beds
2baths
1,564sqft
$359,000
$230price/sqft
$2,695/moest. monthly cost
$107,800/yrincome needed

About This Home

Welcome to the one that sets the standard — a standout villa perfectly placed on a premium corner lot in the heart of Timber Creek, where elevated design meets true resort-style living. From the moment you walk in, this home delivers. Clean lines, thoughtful upgrades, and a light-filled layout create a space that feels both refined and effortlessly livable. This 2-bedroom + den residence is anything but typical: • A stunning den with elegant French doors and added lighting — the perfect flex space for a home office, private retreat, or guest overflow • Elevated designer lighting and added recessed lights that create a warm, polished glow throughout • Sleek tile flooring in every room — modern, cohesive, and low maintenance • A chef-inspired kitchen with upgraded appliances, ideal flow, and the kind of layout that makes entertaining feel natural • A beautifully finished interior with an open-concept design that lives larger than expected and feels like home instantly Step outside… and this is where it becomes unforgettable. Custom, upgraded landscaping wraps the home in curb appeal that truly stands out, while soffit lighting brings a soft, upscale ambiance in the evenings. The extended lanai becomes your personal retreat — complete with a hurricane shade for comfort year-round. Accordion shutters offer full peace of mind, and the garage mini-split system keeps everything cool and protected no matter the season. And then there’s the lifestyle. Timber Creek isn’t just a community — it’s an experience. Resort-style pool, expansive clubhouse, fitness center, pickleball, social events — every detail designed for connection, convenience, and that everyday-vacation feel Southwest Florida is known for. This isn’t just another villa. It’s elevated. It’s effortless. It’s the one buyers remember. Schedule your private showing and experience it for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Gateway Elementary SchoolGrades PK-50.8 mi
5/10
5/10
Gateway High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch,One Story,Duplex
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Freezer,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Family/Dining Room,Living/Dining Room,Pantry,Shower Only,Separate Shower,Window Treatments,High Speed Internet,Split Bedrooms,Den
  • Window features: Single Hung,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,015
  • Total interior livable area: 1,564 sqft

Property

Details

  • Parcel number: 094526L428003.0010
  • Attached to another structure: Yes
  • Lease amount: 0
  • Zoning description: RPD

Features

  • Stories: 1
  • Pool features: Community
  • Exterior features: Sprinkler/Irrigation,Shutters Manual
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 5,597 sqft
  • Features: Oversized Lot,Sprinklers Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$162$1,944
Property Taxes $521$6,252
Electricity $197$2,366
Total$2,695$32,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,400/yr
40% on housing$80,850/yr
45% on housing$71,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 33913$271
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33913$262
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$359,000
2026-04-26Listed for sale$399,000
2026-03-20Listing removed$399,000
2026-03-04Price change$399,000
2025-10-31Listed for sale$425,000
2022-08-12Sold$440,000
2022-07-11Pending sale$425,000
2022-07-08Price change$425,000
2022-07-01Listed for sale$450,000

For Sale by Agent

AgentAshley White
BrokerageBlue Line Realty of SWFL

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