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686 Jones Ct, Bettendorf, IA, 52722

3beds
3baths
2,870sqft
$599,900
$209price/sqft
$4,298/moest. monthly cost
$171,920/yrincome needed

About This Home

Don't be fooled by the front elevation-this Prairie Style home delivers a spacious, open feel that far exceeds first impressions. A Parade Homes Category winner, this home has 2,863 finished square feet featuring 3 bedrooms, 2.5 bathrooms, expansive windows that fill the home with natural light, and fully finished lower level. The step-less rear entry 3 car garage adds convenience and accessibility.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
5/10
Bettendorf Middle SchoolGrades 6-81.6 mi
7/10
Bettendorf High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Vinyl Siding,Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Prairie
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 10X18

Family Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 608
  • Dimensions: 19X32

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,249

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,242
  • Total interior livable area: 2,870 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 198
  • Dimensions: 11X18

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 36
  • Dimensions: 6X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 208
  • Dimensions: 13X16

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 72
  • Dimensions: 8X9

Property

Accessibility

  • Accessibility features: Hall Width 36 Inches or More,See Remarks,Disability Access

Details

  • Parcel number: 00000000842945401
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,198 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 61 X 118

Parking

  • Total spaces: 3
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$299$3,588
Property Taxes $752$9,024
Electricity $214$2,569
Total$4,298$51,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,360/yr
40% on housing$128,940/yr
45% on housing$114,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 52722$211
Scott County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 52722$162
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$599,900
2026-04-04Listing removed$599,900
2026-01-03Listed for sale$599,900
2025-06-06Sold$50,000

New Construction

AgentJoe Schramm
BrokerageJoseph J Schramm

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