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166 Fontana Lake Road, Aberdeen, NC, 28315

5beds
4baths
3,364sqft
$635,000
$189price/sqft
$4,095/moest. monthly cost
$163,800/yrincome needed

About This Home

ASSUMABLE VA LOAN is available. Subject to servicer and VA approval. 166 Fontana Lake Road was built in 2021 across .26 acres and includes 3,364 square feet of thoughtfully designed living. 5 bedrooms, 3.5 bathrooms, and uniquely positioned as an end lot in a desirable community. The main level includes a formal dining room with custom wainscoting, a well-appointed kitchen with subway tile back splash, quartz counters, large island with counter seating, a breakfast nook, and a spacious owner's suite with vaulted ceilings. The second floor provides a dual-primary layout with another owner's suite along with two guest bedrooms with a full bathroom, and a spacious multipurpose bedroom. The third floor is accessible by stairs and provides ample walk-in storage space and future expansion potential. Attached two car garage with EV charger.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
6/10
Southern Middle SchoolGrades 6-83.9 mi
6/10
Pinecrest High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Stone,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Built-In Electric Oven,Freezer,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP
  • Attic: Storage,Walk-In
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,364
  • Total interior livable area: 3,364 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 20200588
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Screened,Rear Porch
  • Exterior features: Irrigation System,End Unit
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course
  • Frontage type: Golf Course
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.26 Acres
  • Features: Dead End,On Golf Course,Level,Landscaped,Sprinklers in Front,Sprinklers in Rear
  • Lot size dimensions: 65 x 199 x 49 x 192

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Electric Vehicle Charging Station(s),Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Moore County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$241$2,892
Property Taxes $331$3,972
Electricity $313$3,759
Total$4,095$49,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,400/yr
40% on housing$122,850/yr
45% on housing$109,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 28315$191
Moore County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28315$180
Moore County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$635,000
2021-12-28Sold$483,486
2021-12-20Pending sale$483,486
2021-03-29Sold$55,000

For Sale by Agent

AgentNicholas Leisey
BrokeragePremier Real Estate of the Sandhills LLC

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