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2142 Garnet Ln, Fairfield, IA, 52556

2beds
2baths
1,311sqft
$211,000
$161price/sqft
$1,625/moest. monthly cost
$65,000/yrincome needed

About This Home

Come see this bright, beautiful 2 bedroom, 2 bath townhome with lots of abundant natural sunlight streaming in all day from the east, south and west windows. This condo is open concept with an expansive living room, dining, and kitchen area. Enjoy custom hardwood floors from Green Building supply, high ceilings, and extra skylights that create a bright, open feel. Kitchen upgrades include soft-close concealed hinges on cabinets and drawers, and a tile backsplash behind the stove. Step outside to the front porch which is perfect for relaxing and entertaining with room for seating, BBQ, and potted plants. There is lots of storage capability in a large, dry crawl space. A detached enclosed garage, plus additional parking add unbeatable convenience. Located in a peaceful, friendly neighborhood, this home comes with all the essentials—dishwasher, fridge, washer, dryer, and blinds included. ERV Air Exchanger brings in fresh air from outside that gets heated in the winter. Please note that the HOA fees include $115 monthly for the Garnet Lane HOA, and $600 annually for the NCV HOA, totaling $165 per month. Covenants apply. All interested candidates must apply for MIU verification at northcampusvillage.com (click on the bottom middle of the home page for the MIU Verification Application.) Move-in ready and full of charm. Call today for your appointment.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
6/10
Fairfield Middle SchoolGrades 5-82.6 mi
3/10
Fairfield High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Condo
  • Architectural style: See Remarks
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Unfinished

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,311 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 0624100113

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 42.46 x 68.70

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,066$12,792
Home Insurance *$201$2,412
Property Taxes $237$2,844
Electricity $121$1,452
Total$1,625$19,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,714/yr
40% on housing$48,750/yr
45% on housing$43,333/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$114
Jefferson County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$231,000
2026-01-19Listed for sale$241,000
2025-12-23Pending sale$241,000
2025-09-05Price change$241,000
2025-04-09Listed for sale$251,000
2024-07-06Listing removed--
2024-06-15Listed for rent$1,650
2024-05-26Listing removed--
2024-03-28Listed for rent$1,650
2023-04-15Listing removed--
2023-04-05Price change$1,650
2023-04-02Price change$1,500
2023-03-25Listed for rent$1,650
2020-04-17Sold$168,500

For Sale by Agent

AgentJoanne Terrien
BrokerageVillage Realty

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