769 River Park Rd, Belmont, NC, 28012
About This Home
BACK ON MARKET – DEEDED BOAT SLIP + OWNER FINANCING AVAILABLE Beautiful townhome with a deeded boat slip in the highly sought-after Waters Edge community—offering a rare opportunity to enjoy Lake Wylie living with direct water access. This move-in-ready, open-concept home is ideally located just minutes from I-85, Belmont, and everything the Lake Wylie area has to offer. With owner financing available, this property stands out as a unique opportunity for buyers seeking flexibility. Inside, the home features wood flooring throughout the main level, updated designer lighting, and a spacious layout designed for both everyday living and entertaining. The gourmet kitchen includes 42” shaker cabinets, granite countertops, subway tile backsplash, stainless steel appliances (refrigerator included), and a large island with seating. The main level offers a flexible bedroom or office space with a full bath, while upstairs features a spacious primary suite with tray ceilings, dual vanities with quartz countertops, and a large walk-in closet. Two additional bedrooms, a full bath, and a convenient laundry room (washer and dryer included) complete the upper level. Enjoy outdoor living with a fully fenced backyard and custom retaining wall, perfect for relaxing or entertaining. The HOA covers water and lawn maintenance, offering true low-maintenance living with no water bill. The highlight: a deeded boat slip on Lake Wylie, providing convenient access to both North and South Carolina waters—an amenity not found with every unit in the community. Waters Edge is conveniently located near restaurants, shopping, the new hospital, the Whitewater Center, Crowders Mountain, and more. Back on market and ready for its next owner—schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Construction materials: Stone Veneer,Vinyl
Other
- Builder model: Rodden
- Builder name: Brookline
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer/Dryer
- Laundry features: Laundry Room
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Breakfast Bar,Kitchen Island,Pantry,Walk-In Closet(s),Walk-In Pantry
- Window features: Window Treatments
- Flooring: Carpet,Tile,Wood
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,998
Great Room
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Zoned
- Cooling features: Central Air,Heat Pump,Zoned
Interior Area
- Total structure area: 1,998
- Total interior livable area: 1,998 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 300988
- Zoning: RES
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Pool features: Community
- Patio & porch: Front Porch,Patio
- Exterior features: Lawn Maintenance
- Fencing: Back Yard,Partial,Privacy
- Waterfront features: Boat Slip (Deed),Boat Slip – Community
Lot
- Lot size: 0.05 Acres
- Features: Level,Private,Wooded
Parking
- Total spaces: 1
- Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $336 | $4,032 |
| Electricity | $200 | $2,405 |
| Total | $2,806 | $33,672 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $424,900 |
| 2026-02-28 | Contingent | $424,900 |
| 2026-02-04 | Price change | $424,900 |
| 2025-11-08 | Listed for sale | $429,900 |
| 2025-09-13 | Listing removed | $429,900 |
| 2025-05-23 | Price change | $429,900 |
| 2025-04-14 | Price change | $435,000 |
| 2025-03-13 | Listed for sale | $442,900 |
| 2025-03-13 | Listing removed | $449,000 |
| 2023-07-19 | Sold | $437,775 |
| 2023-07-06 | Listed for sale | $449,000 |
| 2021-02-23 | Sold | $292,000 |
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