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1052 Lakefront Woods Dr, Belmont, NC, 28012

4beds
4baths
3,994sqft
$1,175,000
$294price/sqft
$7,317/moest. monthly cost
$292,680/yrincome needed

About This Home

REDUCED $50k Stunning lakefront retreat set on an expansive 3.36-acre homesite with a 3-car garage, and thoughtfully upgraded with an extensive list of premium enhancements. This home seamlessly blends luxury, comfort, and energy efficiency—perfectly positioned to capture serene water views and elevated everyday living. Step inside to a bright, open-concept floor plan featuring upgraded LVP flooring extended through the primary suite and hallway, designer lighting, and a striking marble fireplace that anchors the main living space. The chef’s kitchen is enhanced with upgraded countertops and flows effortlessly into both indoor and outdoor entertaining areas. The spacious primary suite offers a spa-like experience with upgraded tile, a rain head shower, and a generous walk-in closet. Additional interior improvements include solid core doors and enhanced insulation throughout interior walls, garage ceiling, and attic—providing both soundproofing and energy efficiency. Outdoor living is equally impressive with a travertine patio, screened-in porch, professionally designed front landscaping and hardscaping, plus a custom backyard wall and fencing—creating a private, resort-style setting ideal for entertaining or relaxing lakeside. Additional features include solar panels for energy efficiency, a leaf guard system for low-maintenance living, custom blinds and designer wallpaper, upgraded electrical, and included washer and dryer. Ideally located just minutes from Daniel Stowe Botanical Garden, a new Publix currently under construction, and the popular lakefront dining destination Drift, this home offers both privacy and convenience with easy access to local attractions and everyday essentials. This meticulously maintained home presents a rare opportunity to own a move-in-ready lakefront property with high-end finishes, thoughtful upgrades, and exceptional outdoor spaces. Enjoy the perfect balance of luxury living and natural beauty—all within close proximity to everything you need.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

10/10
10/10
Cramerton Middle SchoolGrades 6-83.5 mi
9/10
South Point High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement

Other

  • Builder model: Barnhart
  • Builder name: William R Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Mud Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,994

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,994
  • Total interior livable area: 3,994 sqft

Primary Bedroom

  • Features: Cathedral Ceiling(s)
  • Level: Upper
  • Area: 462
  • Dimensions: 21' 0" X 22' 0"

Property

Details

  • Parcel number: 303934
  • Zoning: RES
  • Special condition: Relocation

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: None,Waterfront
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 3.36 Acres
  • Features: Private

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$340$4,080
Property Taxes $664$7,968
Electricity $372$4,464
Total$7,317$87,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,868/yr
40% on housing$219,510/yr
45% on housing$195,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$209
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$1,175,000
2026-03-27Listed for sale$1,225,000
2022-03-09Sold$850,000

For Sale by Agent

AgentMissy McCoy
BrokeragePremier Sotheby's International Realty

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