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340 Hemlock Cir, Cookeville, TN, 38501

2beds
2baths
630sqft
$189,929
$301price/sqft
$1,306/moest. monthly cost
$52,240/yrincome needed

About This Home

Beautiful newer construction in Cookeville built in 2023! This 2 bedroom, 2 bathroom home offers modern style and low-maintenance living with thoughtfully designed spaces and contemporary finishes throughout. Enjoy an inviting layout that provides both comfort and functionality, perfect for everyday living or entertaining. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this property offers the advantages of newer construction with the convenience of Cookeville living. Don't miss your opportunity to make this home yours! 13 month home warranty for peace of mind.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
8/10
Algood Middle SchoolGrades PK,5-82.8 mi
8/10
Cookeville High SchoolGrades PK,9-120.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 630
  • Total interior livable area: 630 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 027N F 038.00

Features

  • Levels: One
  • Patio & porch: Porch,Covered
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 4,309 sqft
  • Features: Irregular Lot,Cleared
  • Lot size dimensions: 26 x 165.75 IRR

Parking

  • Parking features: Concrete,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $96$1,152
Property Taxes $75$900
Electricity $175$2,103
Total$1,306$15,672

Income You'd Need if You Spent...

35% on housing$44,777/yr
40% on housing$39,180/yr
45% on housing$34,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$152
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$189,929
2026-07-09Price change$194,929
2026-05-22Listed for sale$199,929
2024-05-02Sold$180,000
2024-04-12Contingent$190,000
2023-12-12Listed for sale$190,000
2023-12-06Contingent$190,000
2023-07-14Listed for sale$190,000

For Sale by Agent

AgentHeather Skender-Newton
BrokerageSkender-Newton Realty

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