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381 Hearthstone Dr, Delaware, OH, 43015

5beds
4baths
2,040sqft
$399,900
$196price/sqft
$2,911/moest. monthly cost
$116,440/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 3.5-bath home in one of Delaware's desirable neighborhoods! Offering approximately 2,790 square feet of finished living space, including a finished basement, this home provides the perfect blend of comfort, functionality, and style. The inviting main level features spacious living areas filled with natural light, a well-appointed kitchen with ample cabinetry and workspace, and an open layout ideal for both everyday living and entertaining. Upstairs, the generous owner's suite offers a private retreat with an en-suite bath, while three additional bedrooms provide plenty of space for family, guests, or a home office. The finished basement expands your living options with a large recreation area, full bathroom, and flexible space perfect for a media room, gym, or playroom. Outside, enjoy a private backyard ideal for relaxing, grilling, or hosting friends and family. Conveniently located near parks, schools, shopping, dining, and all that Delaware has to offer, this move-in-ready home is one you won't want to miss!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Details

  • Parcel number: 51934309009000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$138$1,656
Property Taxes $533$6,396
Electricity $218$2,625
Total$2,911$34,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,805/yr
40% on housing$87,330/yr
45% on housing$77,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 43015$201
Delaware County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 43015$195
Delaware County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$399,900
2026-07-13Price change$399,900
2026-06-26Listed for sale$409,900
2022-01-14Sold$322,000
2021-12-27Contingent$305,000
2021-12-27Listed for sale$305,000
1995-04-25Sold$124,250

For Sale by Agent

AgentKendra Hall
BrokerageMove Real Estate

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