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21 Toledo St, Delaware, OH, 43015

3beds
2baths
1,224sqft
$349,000
$285price/sqft
$2,543/moest. monthly cost
$101,720/yrincome needed

About This Home

Discover the perfect blend of historic charm and modern convenience in this beautifully maintained circa 1900 home, ideally situated within walking distance of the vibrant Downtown Delaware and Blue Limestone Park. From local restaurants and shopping to community events and recreation, you'll love the lifestyle this location offers. Inside, this inviting home features 3 bedrooms, 1.5 baths, beautiful hardwood floors, a spacious family room with a custom built-in, a dedicated dining area, an eat-in kitchen, and the convenience of first-floor laundry. Step outside to enjoy the fully fenced backyard designed for both relaxation and functionality. An oversized patio and a bright four-season room provide the perfect spaces to entertain or unwind while overlooking the private backyard. The fence includes a double gate at the rear along with gates on both sides of the home for easy backyard access. A 12' x 16' storage shed offers plenty of room for lawn equipment, tools, or hobbies. If you're looking for timeless character, thoughtful updates, and an unbeatable location close to everything Downtown Delaware has to offer, this is a home you won't want to miss.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Window features: Insulated Part
  • Flooring: Wood,Laminate,Ceramic/Porcelain
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Property

Details

  • Parcel number: 51934402007000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$121$1,452
Property Taxes $465$5,580
Electricity $193$2,320
Total$2,543$30,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,188/yr
40% on housing$76,290/yr
45% on housing$67,813/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 43015$201
Delaware County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 43015$195
Delaware County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$349,000

For Sale by Agent

AgentStephanie J VanGundy
BrokerageHoward Hanna Real Estate Services

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