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2798 Essex Ave NW, Albany, OR, 97321

3beds
2baths
1,568sqft
$489,900
$312price/sqft
$3,505/moest. monthly cost
$140,200/yrincome needed

About This Home

This well designed single-level home features a spacious kitchen that's a chef's dream with quartz countertops, expansive counter space, stainless steel appliances, abundant cabinetry, a breakfast bar, and a large pantry. The great room flow seamlessly into the adjoining dining area and kitchen, creating an ideal space for both everyday living and entertaining. The primary suite offers a dual-vanity bathroom and oversized walk-in closet. Step outside to a fully fenced backyard with covered patio!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

10/10
7/10
8/10
West Albany High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Lap Siding,T111

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 113

Bedroom3

  • Level: Main
  • Area: 99.84

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Area (Combination)
  • Level: Main
  • Area: 90

Features

  • Flooring: Carpet
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 220.22000000000003

Master Bedroom

  • Level: Main
  • Area: 178.2

Property

Details

  • Parcel number: 10436BB12300
  • Zoning: RS

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio
  • Fencing: Fenced

Lot

  • Lot size: 5,227 sqft
  • Features: Dimension Above

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Benton County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$103$1,236
Property Taxes $749$8,988
Electricity $176$2,119
Total$3,505$42,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,171/yr
40% on housing$105,150/yr
45% on housing$93,466/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 97321$231
Benton County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 97321$266
Benton County$297

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$512,000
2026-03-07Listed for sale$520,000
2026-03-07Listing removed$520,000
2025-12-19Listed for sale$520,000
2023-07-06Listing removed--
2023-05-25Listed for rent$2,495
2022-10-05Listing removed--
2022-09-06Price change$2,450
2022-08-11Price change$2,650
2022-07-23Listed for rent$2,850
2022-07-22Sold$498,935

For Sale by Agent

AgentBRIAN SMITH
BrokerageHomesmart Realty Group

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