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409 N Franklin St, Delaware, OH, 43015

2beds
2baths
1,348sqft
$305,000
$226price/sqft
$2,246/moest. monthly cost
$89,840/yrincome needed

About This Home

Welcome to this charming home in the Northwest neighborhood of Delaware! Bright family room with hardwood floors. Open kitchen area and eat-in dining. Upstairs boasts two spacious bedrooms with plenty of closet space. One full bathroom with a tub/shower. Outside, you will find a huge yard that will become your own private oasis. Large storage shed. Close to downtown Delaware's restaurants and shops. Schedule your showing ASAP!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
8/10
7/10

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,348
  • Total interior livable area: 1,348 sqft

Property

Details

  • Parcel number: 51942308021000
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.38 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$105$1,260
Property Taxes $406$4,872
Electricity $193$2,320
Total$2,246$26,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,005/yr
40% on housing$67,380/yr
45% on housing$59,893/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 43015$201
Delaware County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 43015$195
Delaware County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$305,000
2026-06-26Listed for sale$313,000
2024-05-03Sold$281,000
2023-10-16Sold$243,500
2023-10-02Contingent$225,000
2023-09-27Listed for sale$225,000
2017-09-28Sold$166,000
2017-08-15Pending sale$165,000
2017-08-11Listed for sale$165,000
2009-02-03Sold$115,100
2004-04-06Sold$128,000
2002-07-01Sold$110,000
1994-08-19Sold$57,900

For Sale by Agent

AgentStephanie J VanGundy
BrokerageHoward Hanna Real Estate Services

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