See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

44 Bernard Ave, Delaware, OH, 43015

4beds
3baths
2,081sqft
$445,000
$214price/sqft
$3,220/moest. monthly cost
$128,800/yrincome needed

About This Home

Seven year tax abatement. Best of both worlds! Walkable location plus new construction conveniences. This 1880 home located 5 min walk to downtown Delaware shops and restaurants has been fully-restored (1 block from Ohio Wesleyan University). With over a year and a half of custom work, this home has been meticulously renovated from top to bottom; adding all new conveniences, while preserving original charm. Original 1880 varying width oak wood flooring has been recovered, refinished and re-installed to highlight a huge open 500 sq ft living room. The open concept flows into an all new kitchen with slate floors, new cabinets and dedicated coffe/wine sideboard cabinets and open shelving constructed using original oak from the home. Major structural renovations have allowed for a redesigned layout which includes a first floor owner suite with walk-in closet and bath with walk-in shower, open concept kitchen, dining island and first floor laundry. Enjoy ample outdoor living space on a new 340 sq foot deck just off of the kitchen. A new driveway even a second balcony off of second floor BR. All new; roof, plumbing, electrical, HVAC system, insulation, water heater, all flooring, all appliances, cabinets, etc. Original 1880 Oak and Red Pine floor joists were recovered and milled to repurpose as finish trim throughout this home. Hand-built steps also repurpose the original oak beams. Interior kitchen entry and owner suite BR feature exposed original brick wall and hand-hewn support beams. Please see the attached PDF in documents for a complete listing of renovations and repairs. Home is vacant so schedule your showing today. Agent owned.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Gas Range,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Stone,Carpet,Ceramic/Porcelain,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,081
  • Total interior livable area: 2,081 sqft

Property

Details

  • Parcel number: 51943308010000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch,Deck
  • Exterior features: Balcony

Lot

  • Lot size: 6,098 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$154$1,848
Property Taxes $593$7,116
Electricity $223$2,678
Total$3,220$38,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,400/yr
40% on housing$96,600/yr
45% on housing$85,866/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 43015$200
Delaware County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 43015$195
Delaware County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$484,000
2026-04-30Price change$489,000
2026-04-24Listed for sale$492,000
2024-12-31Sold$160,000
2024-09-17Sold$160,000
2024-09-09Pending sale$179,000
2024-09-06Listed for sale$179,000

For Sale by Agent

AgentVance Coulter
BrokerageColdwell Banker Realty

Similar Homes