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18487 W Ipswitch Way, Surprise, AZ, 85374

5beds
3baths
2,631sqft
$519,999
$198price/sqft
$3,221/moest. monthly cost
$128,840/yrincome needed

About This Home

Owner/Agent. Nestled next to the White Tank Mountains in the heart of Surprise! This 2-story, 5-bedroom, 3-bath, 2,631 sq. ft. home is only 3 years old and is beautifully upgraded. It features granite countertops, stainless steel appliances and a spacious island. Master suite boasts an extra-large walk-in-closet and second bedroom has a walk-in closet along with plenty of storage. There is a main floor bedroom with full bath, along with double vanities in two of three bathrooms. Step outside to a low-maintenance backyard with a covered patio, string lights and solar LED offering a cozy ambiance. The beautiful, expansive backyard has a screened in area for dogs, separate seating areas for dining, s'mores pit and games. Located minutes from 303, Prasada, and City Center.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-120.9 mi
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame

Other

  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven,Electric Cooktop
  • Laundry features: Upper Level,Engy Star (See Rmks)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,High Speed Internet,Granite Counters,Double Vanity,Upstairs,9+ Flat Ceilings,Kitchen Island,Full Bth Master Bdrm
  • Window features: ENERGY STAR Qualified Windows,Vinyl Frame
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,631
  • Total interior livable area: 2,631 sqft

Property

Details

  • Parcel number: 50377246
  • Special condition: Owner/Agent

Features

  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Storage
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 4,950 sqft
  • Features: Synthetic Grass Back,Auto Timer H2O Front,Auto Timer H2O Back,Irrigation Front,Irrigation Back

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Wildfire
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance $124$1,488
Property Taxes $190$2,280
Electricity $278$3,343
Total$3,221$38,652

Income You'd Need if You Spent...

35% on housing$110,434/yr
40% on housing$96,630/yr
45% on housing$85,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 85374$190
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85374$235
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$549,999
2024-06-05Listing removed$444,995
2023-12-13Listing removed--
2023-03-16Sold$444,995
2023-02-08Pending sale$444,995
2023-01-10Price change$444,995
2022-12-12Price change$454,995
2022-11-25Price change$459,995
2022-11-17Listed for sale$525,209

For Sale by Agent

AgentTanya Klein
BrokerageSunhaven Real Estate

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