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217 Mary Locke Ct, Elgin, SC, 29045

3beds
3baths
3,091sqft
$549,999
$178price/sqft
$3,530/moest. monthly cost
$141,200/yrincome needed

About This Home

Where luxurious living meets functional beauty. This home built by Executive offers quality construction with thoughtful add-ons that others in the area do not have. From the extra side service door in the oversized garage with poly coatings on the floor, the hot and cold water taps at the garage door, to the gracious sun room and patio fire pit, to the separate formal dining, you will be delighted with the details! There is variation to the smooth ceilings from room to room with molding thruout, built in shelving, and super walk-in attic storage! The FROG offers a kitchenette too! Hand-scrapped hardwoods are everywhere except the laundry and baths, which are tiled. And the laundry gives you an extra work sink. Home is very energy-efficient with 3M tinting on the windows. The HOA fee covers all the yard maintenance in this great gated community! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Catawba Trail ElementaryGrades PK-51.3 mi
5/10
8/10
Spring Valley High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Gas Range,Dishwasher,Disposal,Refrigerator,Microwave Built In,Tankless Water Heater,Gas Water Heater
  • Laundry features: Utility Room,Main Level

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Private,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Floors-Hardwood
  • Level: Main

Features

  • Bookcases,Ceiling Fan(s)
  • Window features: Thermopane
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Storage

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,091
  • Total interior livable area: 3,091 sqft

Kitchen

  • Features: Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Pantry,Granite Counters,Backsplash-Tiled,Cabinets-Painted
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Walk-In Closet(s),Ceilings-Box,Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 289120605

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Landscape Lighting,Gutters - Full

Lot

  • Lot size: 8,276 sqft
  • Features: Sprinkler

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$159$1,908
Property Taxes $293$3,516
Electricity $297$3,566
Total$3,530$42,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,028/yr
40% on housing$105,900/yr
45% on housing$94,133/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$549,999
2020-05-05Sold$470,877

For Sale by Agent

AgentMarianne Hatton
BrokerageFathom Realty SC LLC

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